by Fold ยท Updated 2026-04-09
The Fold Credit Card is a crypto credit card offered by Fold, available in US. It offers 1.5-4% BTC cashback rewards on purchases. The card features 3 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card. As a true credit card, you can spend on credit without pre-funding with crypto. It runs on the Visa network and requires full identity verification.
| Tier | Rate | Requirement |
|---|---|---|
| Base | 1.5% | Unlimited BTC back on all purchases |
| BTC Pay Bonus | 2% | +0.5% when paying balance with BTC |
| Auto-Stack Bonus | 4% | +up to 2% on first $2,000/mo via Auto-Stack/Direct-to-Bitcoin (varies, not guaranteed) |
Note: LAUNCHED March 17, 2026. No-annual-fee metal Visa credit card via Stripe. 1.5% unlimited BTC base. Up to 4% total on first $2,000/mo with BTC Pay + Auto-Stack bonuses (boosts vary, not guaranteed). Fold+ being phased out (platform going free). Rewards locked 30 days after purchase posts. 75K+ waitlist served.
The Fold Credit Card is a crypto credit card offered by Fold. It is available in US and allows users to spend cryptocurrency at merchants worldwide.
The Fold Credit Card offers 1.5-4% BTC cashback. There are 3 tiers: Base (1.5%), BTC Pay Bonus (2%), Auto-Stack Bonus (4%).
The Fold Credit Card has an annual fee of $0. Note: LAUNCHED March 17, 2026. No-annual-fee metal Visa credit card via Stripe. 1.5% unlimited BTC base. Up to 4% total on first $2,000/mo with BTC Pay + Auto-Stack bonuses (boosts vary, not guaranteed). Fold+ being phased out (platform going free). Rewards locked 30 days after purchase posts. 75K+ waitlist served.
The Fold Credit Card is available in US. Its availability status is "US".
The Fold Credit Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.