Avici Card Review (2026)

Reviewed by Card Pilled Editorial · Last verified 2026-05-09

Key Facts

Cashback

0%

Annual Fee

$0-75

Region

Americas/APAC (excl EU/UK)

Type

Credit

Network

Visa

KYC

full

Mobile Pay

Apple Pay, Google Pay

Overview

Avici Inc. is a Solana-native, self-custodial neobank fintech founded in 2024 and incorporated in Middletown, Delaware. Its consumer product is a Visa card issued by Rain that lets users spend stablecoins and other crypto from an on-chain smart wallet, with USD and EUR virtual accounts powered by Bridge.

The Avici Card is a crypto credit card offered by Avici Money, available in Americas/APAC (excl EU/UK). The annual fee starts at $0-75.

It is a strong fit for privacy-conscious users who want to keep custody of their keys while spending. It runs on the Visa network and requires full identity verification.

Fees & Costs

Conversion Fee

0%

FX Fee

0% (Visa may add 0.4-1%)

ATM Withdrawal

$1+0.65% (Platinum); $0 (Signature)

Cashback Tiers

Avici Card cashback tiers and requirements

Tier	Rate	Requirement
Base	0%	No cashback program

Pros

• No annual fee
• Self-custody - you control your private keys
• True credit card - no need to pre-fund with crypto
• No staking or token lockup required
• Zero conversion fees
• Free ATM withdrawals
• Supports Apple Pay and Google Pay

Cons

• No cashback rewards on purchases

Note: Self-custodial secured Visa credit card. NOT available in EU/EEA, UK, India, China, Israel, Turkey, Russia. Supported in ~47 countries primarily Americas (US 31 states, Brazil, Argentina, Mexico, Colombia, Chile) and APAC (Australia, Japan, Singapore, Hong Kong, UAE, Thailand). Two tiers: Platinum ($10 virtual, $0 transactions, ATM $1+0.65%) and Signature ($30/yr first, then $20, lounge access, $0 ATM). 0% FX markup (Visa may add 0.4-1% cross-border). USDC collateral held in user-controlled smart contract.

Similar Cards

Other crypto cards in the same region or category that may suit your spending profile:

• Gemini Credit Card by Gemini - 1-4% cashback, $0 fee, US Only
• Exa Card by Exa Labs (Exactly Protocol) - 0% cashback, $0 fee, 180+ countries
• Venmo Credit Card by Venmo (PayPal) - 1-3% cashback, $0 fee, US Only
• Jupiter Global Card by Jupiter Exchange - 4% JupUSD cashback, $0 fee, Global
• Pyra Card by Pyra - 0% cashback, $0 fee, 75+ countries (incl. US)
• HashPort Card by Nudge x HashPort - 0.3% JPYC cashback, ¥0 (¥2,500 issuance) fee, Japan Only
• Bitbank EPOS CRYPTO Card by Bitbank × Epos Card - 0.5% BTC/ETH/ASTR cashback, ¥0 fee, Japan
• Coinbase One (Amex) by Coinbase - 2-4% BTC cashback, $49.99-$2,999.99/yr fee, US (NOT NY/HI)

FAQ

What is the Avici Card?

The Avici Card is a crypto credit card offered by Avici Money. It is available in Americas/APAC (excl EU/UK) and allows users to spend cryptocurrency at merchants worldwide.

What are the fees for the Avici Card?

The Avici Card has an annual fee of $0-75. Additional fees: Conversion fee: 0%; FX fee: 0% (Visa may add 0.4-1%); ATM: $1+0.65% (Platinum); $0 (Signature).

Where is the Avici Card available?

The Avici Card is available in Americas/APAC (excl EU/UK). Its availability status is "47 countries (Americas/APAC)".

Is the Avici Card a credit or debit card?

The Avici Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.

Is the Avici Card a non-custodial card?

Yes, the Avici Card is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.

Does the Avici Card support Apple Pay or Google Pay?

Yes, the Avici Card supports Apple Pay and Google Pay for contactless payments.

Visit Avici Money

Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.