Exa Card Review (2026)

by Exa Labs (Exactly Protocol) · Updated 2026-03-16

Key Facts

Cashback

0%

Annual Fee

$0

Region

180+ countries

Type

Credit

Network

Visa

KYC

standard

Mobile Pay

Apple Pay, Google Pay

Overview

The Exa Card is a crypto credit card offered by Exa Labs (Exactly Protocol), available in 180+ countries. There is no annual fee to hold this card. As a true credit card, you can spend on credit without pre-funding with crypto. It runs on the Visa network.

Pros

• No annual fee
• Wide availability across 180+ countries
• True credit card - no need to pre-fund with crypto
• DeFi integration for additional yield opportunities
• Supports Apple Pay and Google Pay

Cons

• No cashback rewards on purchases

Note: World's first onchain Visa Signature credit card. Borrow against crypto without selling. Pay in up to 6 fixed-rate installments (every 28 days, USDC). Up to 8 installments via Uphold integration. No bank account or credit score needed. Uphold partnership: exclusive CeFi distribution to 10M users. Variable APR on deposits.

FAQ

What is the Exa Card?

The Exa Card is a crypto credit card offered by Exa Labs (Exactly Protocol). It is available in 180+ countries and allows users to spend cryptocurrency at merchants worldwide.

What are the fees for the Exa Card?

The Exa Card has an annual fee of $0.

Where is the Exa Card available?

The Exa Card is available in 180+ countries. Its availability status is "Global".

Is the Exa Card a credit or debit card?

The Exa Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.

Does the Exa Card support Apple Pay or Google Pay?

Yes, the Exa Card supports Apple Pay and Google Pay for contactless payments.

Visit Exa Labs (Exactly Protocol)