Exactly Protocol is a decentralized fixed and variable-rate lending protocol that began development in July 2021, launched on Ethereum mainnet in November 2022 and on Optimism in March 2023. Its EXA governance token launched on Optimism in 2023 alongside the Exactly DAO, and the protocol's investor base includes Kaszek, Newtopia, NXTP, and Synthetix co-founder Kain Warwick.
The Exa Card is a crypto credit card offered by Exa Labs (Exactly Protocol), available in 180+ countries. There is no annual fee to hold this card.
Best suited for spenders who want a true credit line rather than a pre-funded crypto debit card. It runs on the Visa network and requires standard identity verification.
Note: World's first onchain Visa Signature credit card. Borrow against crypto without selling. Pay in up to 6 fixed-rate installments (every 28 days, USDC). Up to 8 installments via Uphold integration (Mar 2026 launch, US except 12 states). No bank account or credit score needed. Uphold partnership: exclusive CeFi distribution to 10M users. Variable APR on deposits. Issued by Third National Bank (Uphold version).
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The Exa Card is a crypto credit card offered by Exa Labs (Exactly Protocol). It is available in 180+ countries and allows users to spend cryptocurrency at merchants worldwide.
The Exa Card has an annual fee of $0. Additional fees: Conversion fee: Spread-based (in FX); FX fee: 1.5% + up to 1.5% cross-border; Top-up: $0; Inactivity: $0.
The Exa Card is available in 180+ countries. Its availability status is "Global".
The Exa Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.
Yes, the Exa Card supports Apple Pay and Google Pay for contactless payments.
Visit Exa Labs (Exactly Protocol)
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