by Ether.fi ยท Updated 2026-03-16
The Ether.fi Cash is a crypto credit card offered by Ether.fi, available in US (~20 states)/EU/UK/HK/UAE + more. It offers 0.5-3% cashback rewards on purchases. The card features 4 reward tiers, giving users the ability to earn higher rates as they increase their commitment. As a true credit card, you can spend on credit without pre-funding with crypto. It runs on the Visa network.
| Tier | Rate | Requirement |
|---|---|---|
| Core | 3% | No stake, 3% on first $2K/mo then 1%/0.5% |
| Luxe | 3% | 15K ETHFI or 10K monthly points, higher limits |
| Pinnacle | 3% | 100K ETHFI or 50K monthly points, higher limits |
| VIP | 3% | Invite-only, gold metal card, unlimited virtual cards |
Note: Borrow against crypto collateral. Liquidation risk. Rate steps down at higher monthly spend. Available in ~20 US states (major states like NY, CA, TX, FL excluded), EU, UK, Hong Kong, UAE, and others (171 countries total). Tiers unlocked via Membership Points OR staked ETHFI. Migrating from Scroll to OP Mainnet (announced Feb 2026). ~70K active cards, ~$2M daily volume.
The Ether.fi Cash is a crypto credit card offered by Ether.fi. It is available in US (~20 states)/EU/UK/HK/UAE + more and allows users to spend cryptocurrency at merchants worldwide.
The Ether.fi Cash offers 0.5-3% cashback. There are 4 tiers: Core (3%), Luxe (3%), Pinnacle (3%), VIP (3%).
The Ether.fi Cash has an annual fee of Variable. Additional fees: Conversion fee: Variable (DeFi rate).
The Ether.fi Cash is available in US (~20 states)/EU/UK/HK/UAE + more. Its availability status is "US/EU/UK/HK/UAE".
The Ether.fi Cash is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.
Yes, the Ether.fi Cash supports Apple Pay and Google Pay for contactless payments.