A data-driven comparison of every crypto debit and credit card available in Singapore, ranked by cashback rate, fees, and regulatory standing.
Singapore is one of Asia's leading fintech hubs, with the Monetary Authority of Singapore (MAS) providing a clear regulatory framework for digital payment tokens under the Payment Services Act. This combination of progressive regulation and high crypto adoption makes Singapore a prime market for crypto debit and credit cards.
The Singapore crypto card landscape includes a homegrown option, DeCard, backed by Standard Chartered and supporting direct SGD funding, alongside global players like Crypto.com, Wirex, and RedotPay that serve 150+ countries. Cards with explicit APAC coverage, such as Bitget Wallet Card and SafePal, have also expanded to Singapore.
A key advantage for Singapore residents: there is no capital gains tax on cryptocurrency, making cashback rewards especially valuable. Below, we rank the top picks based on cashback rate, fees, and Singapore-specific features.
Cashback: 1-5% GNO | Fee: €30 one-time | Type: Debit | Base Rate: 1%
GIP-131 Intermediary Cashback Programme ACTIVE (approved, runs through June 30, 2026, funded by Gnosis Ltd). Tiers: ≥0.1 GNO 1%, ≥1 GNO 2%, ≥10 GNO 3%, ≥100 GNO 4%, +1% OG NFT bonus (max 5%). Weekly GNO payouts; weekly spend caps tied to GNO holdings, reset 00:00 UTC Sundays. Partner cashback available (Zeal for Europe, PicnicBR for Brazil). Geographic expansion planned: USA, Mexico, Colombia, Australia, Singapore, Thailand, Japan, Indonesia, India. Safe wallet integration. ~1.5% stabilization fee.
Cashback: Up to 10% APY staking | Fee: Variable | Type: Debit | Base Rate: 0%
Up to 10% APY via Stablecoin Earn Plus (built on Aave). 10% guaranteed on first 1,000 USDC, 4-5% above. NOT purchase cashback. Physical card launched April 1, 2026 with fee-free ATM withdrawals (APAC first). Africa expansion May 2026 (South Africa live; Nigeria, Ghana, Kenya next). 1.70% spending fee, $600/mo fee-free quota. LATAM: Argentina, Brazil, Chile, Colombia, Ecuador, El Salvador, Guatemala, Mexico, Panama, Peru. APAC: Singapore, Japan, South Korea, Vietnam, Malaysia, Taiwan, Australia, Thailand, Philippines.
Cashback: 0% | Fee: $0-75 | Type: Credit | Base Rate: 0%
Self-custodial secured Visa credit card. NOT available in EU/EEA, UK, India, China, Israel, Turkey, Russia. Supported in ~47 countries primarily Americas (US 31 states, Brazil, Argentina, Mexico, Colombia, Chile) and APAC (Australia, Japan, Singapore, Hong Kong, UAE, Thailand). Two tiers: Platinum ($10 virtual, $0 transactions, ATM $1+0.65%) and Signature ($30/yr first, then $20, lounge access, $0 ATM). 0% FX markup (Visa may add 0.4-1% cross-border). USDC collateral held in user-controlled smart contract.
Cashback: 0% (2-3% travel promos only) | Fee: TBD | Type: Debit | Base Rate: 0%
Hardware wallet maker. Mastercard is the primary card (Fiat24 banking gateway); Visa variant also offered. Swiss IBAN (CHF/EUR/USD). Expanded to India, Malaysia, Singapore, UAE. Entravel 3% promo ran Dec 10, 2025 - Mar 7, 2026 and ENDED; ongoing 2% cashback on hotel bookings via Entravel SafePal portal/in-app continues. 1% standard top-up fee with rebates up to 0.6% by tier; 1% Fiat24 currency exchange. SafePal '666 Zero Fee Subsidy' covers exchange losses on first $666/mo spending. On-ramp feature disabled (use MoonPay). Apple/Google Pay. NOT available in US.
Cashback: Up to 10% (Luminaries) | Fee: $0 (Luminaries: $388/yr) | Type: Credit | Base Rate: 0%
Singapore's first stablecoin credit card. Standard Chartered serves as principal banking partner; DCS Card Centre (formerly Diners Club Singapore) is issuer. Initial DeCard launch began November 2025 with full rollout in H1 2026; DeCard Luminaries premium tier launched at Token2049 Singapore (Sep-Oct 2025) with up to 10% cashback (capped US$200/mo). Standard tier earns DePoints redeemable for cash, travel, dining, lifestyle. Fund with SGD or convert USDT/USDC (Polygon); merchants paid in fiat. Income requirement: S$30K+ p.a. (citizens), S$60K+ (foreigners). Inactive Account Fee (S$5/US$5) applies to standard DeCard from Feb 13, 2026; not applicable to Luminaries. Plans for global expansion.
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Several crypto cards are available in Singapore. DeCard is a Singapore-native stablecoin credit card backed by Standard Chartered. Bitget Wallet Card explicitly covers Singapore as part of its APAC rollout. SafePal has expanded to Singapore. Global cards like Crypto.com, Wirex, RedotPay, KAST, and Oobit also work in Singapore.
Yes. The Monetary Authority of Singapore (MAS) requires all payment service providers to comply with anti-money laundering regulations. Most crypto cards available in Singapore require full KYC (government ID + proof of address).
Singapore does not impose capital gains tax, which is a significant advantage for crypto card users. Cashback rewards received in cryptocurrency are generally not taxed as income for individuals.
DeCard, the Singapore-native option, supports direct SGD funding. For most global crypto cards, you fund with stablecoins (USDT/USDC) or other crypto assets, which the card provider converts to SGD at the point of sale.
The Monetary Authority of Singapore regulates crypto services under the Payment Services Act (PSA). Card issuers need a Major Payment Institution or Standard Payment Institution license. MAS has been progressive but firm, allowing innovation while enforcing consumer protection.
Every active crypto card available in Singapore, side by side. Cards explicitly mentioning Singapore are listed first, then sorted by base cashback rate.
| Card | Cashback | Annual Fee | Type | Region |
|---|---|---|---|---|
| Gnosis Pay | 1-5% GNO | €30 one-time | Debit | EU/UK/LATAM |
| Bitget Wallet Card | Up to 10% APY staking | Variable | Debit | EU/UK/LATAM/APAC/Africa |
| Avici Card | 0% | $0-75 | Credit | Americas/APAC (excl EU/UK) |
| SafePal Card | 0% (2-3% travel promos only) | TBD | Debit | Global (NOT US) |
| DeCard | Up to 10% (Luminaries) | $0 (Luminaries: $388/yr) | Credit | Singapore |
| Jupiter Global Card | 4% JupUSD | $0 | Credit | Global |
| Plasma One Card | Up to 3% XPL | $0 | Debit | 150+ countries |
| E Money Card | 2% crypto | $99 one-time | Credit | 150+ countries |
| Oobit Card | Up to 10% | $0 | Debit | Global (150+ countries) |
| Kolo Card | 2% BTC + 5% welcome | $0 | Debit | 170+ countries |
| Tria Card | 1.5-6% USD | $0 (one-time fee) | Debit | 150+ countries |
| KAST Card | 1-6% Points (+ 4% MOVE) | $0-$10,000/yr | Debit | 150+ countries |
| Baanx / Ledger CL Card | 1-2% | $0 | Debit | US/UK/EU/LATAM/Canada |
| Solayer Emerald Card | 1% + Points | $10-$75 one-time | Debit | Global (US restricted) |
| Amp Black Card | Up to 4% | $0 | Debit | Global |
| Cypher Card | 1-5% + CYPR tokens | $0 (Premium $199/yr) | Debit | 160+ countries |
| BitMart Card | Up to 5.5% USDT | $0 | Debit | 115+ countries |
| Pionex Card | 1% USDT | $0 | Debit | Global (NOT US/China) |
| Wirex Card | 0.5-8% WXT | $0-$29.99/mo | Debit | 150+ countries |
| CoinZoom Card | 0.5-5% ZOOM | $0 | Debit | 150+ countries (NOT EU residents) |
| XPlace Card | 0.5-2% USDC + XP | $0-$5,000/yr | Credit | Global |
| Xapo Card | 0.2-1.1% BTC | $1,000/yr | Debit | 110+ countries |
| Crypto.com Visa Card | 0-8% CRO | $0 (subscription $4.99-$29.99/mo) | Debit | 90+ countries |
| Revolut Crypto Card | 0% on crypto spend | $0-$16.99/mo | Debit | 48+ countries (NOT US) |
| RedotPay | 0% | $10 virtual / $100 physical | Debit | 150+ countries |
| Tangem Pay | 0% | $0 (wallet $69.90) | Debit | 70+ countries (US/LATAM/APAC/EEA) |
| Avalanche Card | 0% | $0 | Debit | US/LATAM/Caribbean/SEA/Africa |
| Rain Card | 0% | $0 | Debit | 100+ countries |
| Exa Card | 0% | $0 | Credit | 180+ countries |
| THORWallet Mastercard | TITN staking rewards | $0 (one-time ETH fee) | Debit | 175+ countries (NOT US) |
| OffGrid Cash | 0% | TBD | Debit | Global |
| Wayex Card | 0% | $0 | Debit | 160+ countries (18 for card) |
| CoinW Card | 0% | Variable | Debit | Global |
| Cryptomus Card | 0% | $4 issuance + 3.2% top-up | Debit | Global |
| SolCard | 0-8% | $0 | Debit | Global (150M+ merchants) |
| Zypto Card | ZYP token rewards | $0/mo, $0.30/tx | Debit | Global |
| Payy Card | 0% | $0 | Debit | Global |