MetaMask is a self-custodial Ethereum wallet first released in 2016 and developed by Consensys, the blockchain software company founded in 2014 by Ethereum co-founder Joseph Lubin. Consensys is headquartered in New York and develops a portfolio of Ethereum infrastructure products including MetaMask, Infura, and Linea.
The MetaMask Card is a crypto debit card offered by MetaMask, available in US (49 states)/EU/UK/LATAM/Canada. It offers 1-3% mUSD cashback across 2 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at $0-$199/yr.
It is a strong fit for privacy-conscious users who want to keep custody of their keys while spending. It runs on the Mastercard network and requires standard identity verification.
| Tier | Rate | Requirement |
|---|---|---|
| Virtual (Free) | 1% | Free, paid in mUSD |
| Metal | 3% | $199/yr, first $10K/yr spend at 3% then 1% above, paid in mUSD |
Note: Now available in 49 US states (excl. Vermont). Cashback paid in mUSD (MetaMask USD) since Oct 2025. Metal tier $199/yr (auto-renew, cancel anytime): 3% on first $10K/yr spend, then 1% thereafter (NOT 0%). Available in 50+ countries incl EU, UK, Canada, Argentina, Brazil, Chile, Colombia, Mexico. Supports Linea, Base, Solana wallets.
Other crypto cards in the same region or category that may suit your spending profile:
The MetaMask Card is a crypto debit card offered by MetaMask. It is available in US (49 states)/EU/UK/LATAM/Canada and allows users to spend cryptocurrency at merchants worldwide.
The MetaMask Card offers 1-3% mUSD cashback. There are 2 tiers: Virtual (Free) (1%), Metal (3%).
The MetaMask Card has an annual fee of $0-$199/yr. Additional fees: Conversion fee: ~1%; FX fee: ~1%.
The MetaMask Card is available in US (49 states)/EU/UK/LATAM/Canada. Its availability status is "US/EU/UK/LATAM/Canada".
The MetaMask Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the MetaMask Card is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.
Yes, the MetaMask Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.