Baanx / Ledger CL Card Review (2026)

by Baanx (Crypto Life) ยท Updated 2026-03-16

Key Facts

Cashback
1-2%
Annual Fee
$0
Region
US/UK/EU/LATAM/Canada
Type
Debit
Network
Visa
KYC
standard
Mobile Pay
Apple Pay, Google Pay

Overview

The Baanx / Ledger CL Card is a crypto debit card offered by Baanx (Crypto Life), available in US/UK/EU/LATAM/Canada. It offers 1-2% cashback rewards on purchases. The card features 2 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card. As a non-custodial option, you maintain control of your private keys while spending. It runs on the Visa network.

Fees & Costs

Conversion Fee
1.75% + 2% card spend

Cashback Tiers

Baanx / Ledger CL Card cashback tiers and requirements
TierRateRequirement
BTC/USDC1%Default reward
BXX Token2%Paid in BXX token

Pros

Cons

Note: Also available as Ledger CL Card. 1.75% conversion + 2% card spend fee (3.75% total) erodes cashback. NOT available in NY/VT. Exodus agreed to acquire Baanx for $175M (closing early 2026).

FAQ

What is the Baanx / Ledger CL Card?

The Baanx / Ledger CL Card is a crypto debit card offered by Baanx (Crypto Life). It is available in US/UK/EU/LATAM/Canada and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the Baanx / Ledger CL Card offer?

The Baanx / Ledger CL Card offers 1-2% cashback. There are 2 tiers: BTC/USDC (1%), BXX Token (2%).

What are the fees for the Baanx / Ledger CL Card?

The Baanx / Ledger CL Card has an annual fee of $0. Additional fees: Conversion fee: 1.75% + 2% card spend.

Where is the Baanx / Ledger CL Card available?

The Baanx / Ledger CL Card is available in US/UK/EU/LATAM/Canada. Its availability status is "Global".

Is the Baanx / Ledger CL Card a credit or debit card?

The Baanx / Ledger CL Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Is the Baanx / Ledger CL Card a non-custodial card?

Yes, the Baanx / Ledger CL Card is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.

Does the Baanx / Ledger CL Card support Apple Pay or Google Pay?

Yes, the Baanx / Ledger CL Card supports Apple Pay and Google Pay for contactless payments.

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