CoinZoom Card Review (2026)

Reviewed by Card Pilled Editorial ยท Last verified 2026-05-09

Key Facts

Cashback
0.5-5% ZOOM
Annual Fee
$0
Region
150+ countries (NOT EU residents)
Type
Debit
Network
Visa
KYC
optional
Mobile Pay
Apple Pay, Google Pay, Samsung Pay

Overview

CoinZoom is a US cryptocurrency exchange and payments company founded by Todd Crosland and headquartered in Salt Lake City, Utah. CoinZoom, Inc. is a registered Money Services Business with FinCEN, holds US state Money Transmitter Licenses, and is licensed as a Digital Currency Exchange in Australia.

The CoinZoom Card is a crypto debit card offered by CoinZoom, available in 150+ countries (NOT EU residents). It offers 0.5-5% ZOOM cashback across 5 reward tiers, with higher rates unlocked by staking ZOOM. There is no annual fee to hold this card.

Best suited for ZOOM holders willing to stake for higher rewards. It runs on the Visa network with optional identity verification.

Fees & Costs

Conversion Fee
1.49% liquidation
ATM Withdrawal
Free (CoinZoom side; operator fees apply)
Top-Up Fee
Free

Cashback Tiers

CoinZoom Card cashback tiers and requirements
TierRateRequirement
Non-Prime0.5%0 ZOOM held
Silver1%10,000 ZOOM held
Gold2%50,000 ZOOM held
Diamond3%150,000 ZOOM held
Black5%300,000 ZOOM held

Pros

Cons

Note: Cashback paid in ZOOM tokens (Non-Prime/Silver/Gold/Diamond/Black tiers per official cards page May 2026). Card usable in EU but cannot be ordered by EU residents (36 excluded countries listed in CoinZoom help center, incl. all EEA, UK, Switzerland, Australia, India, Israel, UAE). NY/HI excluded in US. Excluded categories: crypto exchanges, gift cards, ATM, gambling. European VASP license obtained (Latvia, June 2025); full MiCA license in progress, EU card issuance still not live as of May 2026.

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FAQ

What is the CoinZoom Card?

The CoinZoom Card is a crypto debit card offered by CoinZoom. It is available in 150+ countries (NOT EU residents) and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the CoinZoom Card offer?

The CoinZoom Card offers 0.5-5% ZOOM cashback. There are 5 tiers: Non-Prime (0.5%), Silver (1%), Gold (2%), Diamond (3%), Black (5%).

What are the fees for the CoinZoom Card?

The CoinZoom Card has an annual fee of $0. Additional fees: Conversion fee: 1.49% liquidation; ATM: Free (CoinZoom side; operator fees apply); Top-up: Free.

Where is the CoinZoom Card available?

The CoinZoom Card is available in 150+ countries (NOT EU residents). Its availability status is "Global".

Is the CoinZoom Card a credit or debit card?

The CoinZoom Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the CoinZoom Card support Apple Pay or Google Pay?

Yes, the CoinZoom Card supports Apple Pay and Google Pay and Samsung Pay for contactless payments.

Does the CoinZoom Card require staking?

Yes, the CoinZoom Card requires staking the provider's native token to unlock higher cashback tiers. The card has 5 reward tiers: Non-Prime (0.5%, requires 0 ZOOM held); Silver (1%, requires 10,000 ZOOM held); Gold (2%, requires 50,000 ZOOM held); Diamond (3%, requires 150,000 ZOOM held); Black (5%, requires 300,000 ZOOM held). Higher staking amounts yield better reward rates, but consider the opportunity cost of locking tokens.

Visit CoinZoom

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