Plasma is a stablecoin-focused Layer 1 blockchain with a native token XPL, backed by Bitfinex and Founders Fund. Its mainnet beta and XPL token launched on September 25, 2025 with more than $2 billion in stablecoin liquidity at launch and integrations with DeFi protocols including Aave and Ethena.
The Plasma One Card is a crypto debit card offered by Plasma, available in 150+ countries. It offers Up to 3% XPL cashback rewards on purchases. There is no annual fee to hold this card.
It is a strong fit for privacy-conscious users who want to keep custody of their keys while spending. It runs on the Visa network and requires full identity verification.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 3% | Up to 3% cashback, paid in XPL tokens (tiered, highest 3%) |
Note: Stablecoin-native neobank launched September 2025 alongside Plasma mainnet beta. Card issued by Signify Holdings, Inc. via Visa license; Rain partnership integrated September 17, 2025 for global merchant acceptance. Max cashback 3% per official plasma.to/one (third-party trackers cite up to 4% — flagged for monitoring; tier names/qualification thresholds not yet published). Cashback paid in XPL tokens. Up to 5% yield on stablecoin balances (and 10%+ via DeFi protocols like Aave through Vault Operators; not guaranteed). Supports USDT, USDC, USDS. $2B deposits day one; valued ~$373M. Currently waitlist/early access; restricted in Cuba/Iran/North Korea/Syria. Targets emerging markets (Turkey, Argentina, Africa). Virtual + physical with Apple Pay/Google Pay.
Other crypto cards in the same region or category that may suit your spending profile:
The Plasma One Card is a crypto debit card offered by Plasma. It is available in 150+ countries and allows users to spend cryptocurrency at merchants worldwide.
The Plasma One Card offers Up to 3% XPL cashback.
The Plasma One Card has an annual fee of $0.
The Plasma One Card is available in 150+ countries. Its availability status is "Global".
The Plasma One Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Plasma One Card is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.
Yes, the Plasma One Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.