Crypto.com is a Singapore-based cryptocurrency exchange and financial services platform operated by Foris DAX Asia, originally founded in 2016 as Monaco and rebranded to Crypto.com in 2018. The company holds a Major Payment Institution licence from the Monetary Authority of Singapore and operates regulated entities across multiple jurisdictions.
The Crypto.com Visa Card is a crypto debit card offered by Crypto.com, available in 90+ countries. It offers 0-8% CRO cashback across 5 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at $0 (subscription $4.99-$29.99/mo).
Best suited for reward-focused spenders willing to optimize for cashback. Note that monthly cashback caps apply and the card is not available in the US. It runs on the Visa network and requires full identity verification.
| Tier | Rate | Requirement |
|---|---|---|
| Basic | 0% | Free, no CRO lockup |
| Plus | 2% | $4.99/mo or $49.99/yr OR $500 CRO lockup |
| Pro | 3% | $29.99/mo or $299.99/yr OR $5,000 CRO lockup |
| Private | 5% | $50,000 or $500,000 CRO lockup (no subscription) |
| Prime | 8% | $1,000,000 CRO lockup (no subscription), uncapped |
Note: NOT available in US (separate US credit card exists). 'Level Up' program replaced old card tiers Sept 2025. Subscription OR CRO lockup for benefits. Monthly caps: Plus $1,250, Pro $2,500, Private/Prime uncapped. Spotify/Netflix rebates remain. Prime tier added 2026 with 8% CRO back.
Other crypto cards in the same region or category that may suit your spending profile:
The Crypto.com Visa Card is a crypto debit card offered by Crypto.com. It is available in 90+ countries and allows users to spend cryptocurrency at merchants worldwide.
The Crypto.com Visa Card offers 0-8% CRO cashback. There are 5 tiers: Basic (0%), Plus (2%), Pro (3%), Private (5%), Prime (8%).
The Crypto.com Visa Card has an annual fee of $0 (subscription $4.99-$29.99/mo). Additional fees: Conversion fee: ~1-2%; FX fee: 0% (higher tiers); ATM: Free (Plus+), varies by tier; Inactivity: EUR 5/mo after 12 months inactive.
The Crypto.com Visa Card is available in 90+ countries. Its availability status is "Global". It is NOT available in the United States.
The Crypto.com Visa Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Crypto.com Visa Card supports Apple Pay and Google Pay and Samsung Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.