THORWallet is a non-custodial cross-chain DeFi wallet built on top of THORChain, developed by DeFi Suisse AG, a Swiss company founded by CEO Marcel Harmann and headquartered in Schwyz, Switzerland. The wallet is designed for native cross-chain swaps using THORChain liquidity.
The THORWallet Mastercard is a crypto debit card offered by THORWallet, available in 175+ countries (NOT US). It offers TITN staking rewards cashback across 3 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at $0 (one-time ETH fee).
It is a strong fit for privacy-conscious users who want to keep custody of their keys while spending. Note that the card is not available in the US. It runs on the Mastercard network and requires full identity verification.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0% | Free signup, 1% crypto top-up fee |
| Gold | 0% | 1.5 ETH one-time, 0.5% fee |
| Platinum | 0% | 15 ETH one-time, 0.25% fee |
Note: Swiss IBAN (CHF/EUR/USD/RMB). TITN token launched July 2025 (merged from TGT). Cashback LIVE via TITN staking, pays USDC from protocol revenue (50%, rising to 70% post-token-tradability). Tier fees: Standard 1%, Gold 0.5%, Platinum 0.25%. Pro tier (separate): 0% FX/ATM + TITN cashback. Unblock partnership (Apr 30, 2026, Unblock's first non-custodial wallet partner) expanded card access to 175+ countries. TITN airdrop ended Apr 25, 2026. NOT available in US/China/Russia.
Other crypto cards in the same region or category that may suit your spending profile:
The THORWallet Mastercard is a crypto debit card offered by THORWallet. It is available in 175+ countries (NOT US) and allows users to spend cryptocurrency at merchants worldwide.
The THORWallet Mastercard offers TITN staking rewards cashback. There are 3 tiers: Standard (0%), Gold (0%), Platinum (0%).
The THORWallet Mastercard has an annual fee of $0 (one-time ETH fee). Additional fees: Conversion fee: Combined with FX (tier-based); FX fee: 1% Standard / 0.5% Gold / 0.25% Platinum; ATM: Not supported (virtual only); Top-up: Wire free; tier fee on crypto.
The THORWallet Mastercard is available in 175+ countries (NOT US). Its availability status is "Global". It is NOT available in the United States.
The THORWallet Mastercard is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the THORWallet Mastercard is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.
Yes, the THORWallet Mastercard supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.