Solayer Emerald Card Review (2026)

Reviewed by Card Pilled Editorial ยท Last verified 2026-05-09

Key Facts

Cashback
1% + Points
Annual Fee
$10-$75 one-time
Region
Global (US restricted)
Type
Debit
Network
Visa
KYC
standard
Mobile Pay
Apple Pay, Google Pay

Overview

Solayer is a Solana restaking protocol developed by Solayer Labs, founded in February 2024 with backing from Polychain Capital, Hack VC, and Maelstrom (Arthur Hayes' family office). The seed round closed in 2024 at a reported $80 million valuation, and the protocol launched on Solana mainnet that May.

The Solayer Emerald Card is a crypto debit card offered by Solayer, available in Global (US restricted). It offers 1% + Points cashback across 2 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at $10-$75 one-time. It runs on the Visa network and requires standard identity verification.

Fees & Costs

Conversion Fee
1% top-up fee
FX Fee
0.1-1.5%
Top-Up Fee
1%

Cashback Tiers

Solayer Emerald Card cashback tiers and requirements
TierRateRequirement
Base Cashback1%All eligible spending
Emerald Points0%Points multiplier up to 5x at $2,500+/mo spend

Pros

Cons

Note: 1% cashback on eligible spending + Emerald Points (on-chain). 10% cashback on first transaction (capped $50). Points redeemable for token rewards and partner airdrops. $10 issuance for Genesis/community sale users, $75 for all others. 1% top-up fee + $0.10-1.5% international fees. ~4% yield via tokenized US T-Bills. 40K+ users across ~100 countries. US: 18 states restricted.

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FAQ

What is the Solayer Emerald Card?

The Solayer Emerald Card is a crypto debit card offered by Solayer. It is available in Global (US restricted) and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the Solayer Emerald Card offer?

The Solayer Emerald Card offers 1% + Points cashback. There are 2 tiers: Base Cashback (1%), Emerald Points (0%).

What are the fees for the Solayer Emerald Card?

The Solayer Emerald Card has an annual fee of $10-$75 one-time. Additional fees: Conversion fee: 1% top-up fee; FX fee: 0.1-1.5%; Top-up: 1%.

Where is the Solayer Emerald Card available?

The Solayer Emerald Card is available in Global (US restricted). Its availability status is "Global".

Is the Solayer Emerald Card a credit or debit card?

The Solayer Emerald Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the Solayer Emerald Card support Apple Pay or Google Pay?

Yes, the Solayer Emerald Card supports Apple Pay and Google Pay for contactless payments.

Visit Solayer

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