Pionex Card Review (2026)

Reviewed by Card Pilled Editorial · Last verified 2026-05-09

Key Facts

Cashback

1% USDT

Annual Fee

$0

Region

Global (NOT US/China)

Type

Debit

Network

Visa/Mastercard

KYC

full

Mobile Pay

Apple Pay, Google Pay

Overview

Pionex is a cryptocurrency exchange known for offering built-in automated trading bots (grid, DCA, and similar strategies) directly inside its trading interface. The platform launched in 2019 and operates a Singapore-based entity alongside a separate US-licensed entity (Pionex.US) that holds FinCEN MSB registration and US state money transmitter licenses.

The Pionex Card is a crypto debit card offered by Pionex, available in Global (NOT US/China). It offers 1% USDT cashback rewards on purchases. There is no annual fee to hold this card.

Note that the card is not available in the US and the card is virtual only. It runs on the Visa/Mastercard network and requires full identity verification.

Fees & Costs

Conversion Fee

1% (offset by 1% cashback)

FX Fee

1% Visa / 2% Mastercard (since Feb 3, 2026)

ATM Withdrawal

2% (no cashback on ATM)

Cashback Tiers

Pionex Card cashback tiers and requirements

Tier	Rate	Requirement
Standard	1%	All cardholders, no cap

Pros

• Earns 1% USDT cashback on purchases
• No annual fee
• Wide availability across Global (NOT US/China)
• Supports Apple Pay and Google Pay

Cons

• Monthly cashback caps may limit earnings
• Virtual card only - no physical card available

Note: 1% USDT cashback on all transactions (unlimited, no cap). 5% APR on card account balance (compounded hourly). USDT-only funding. 5% Trip.com travel rewards. Apply requires Pionex KYC Level 2 plus account assets ≥100 USDT. Mastercard supports Apple/Google/LINE Pay and PayPal. Virtual card only (physical via limited promos). NOT available in US, China, or sanctioned countries. No cashback on eToro, TikTok, Wise, or ATM withdrawals. Effective Feb 3, 2026: Mastercard FX raised to 2%; Visa remains 1% (1% cashback offsets Visa FX entirely).

Similar Cards

Other crypto cards in the same region or category that may suit your spending profile:

• Cryptomus Card by Cryptomus - 0% cashback, $4 issuance + 3.2% top-up fee, Global
• Solayer Emerald Card by Solayer - 1% + Points cashback, $10-$75 one-time fee, Global (US restricted)
• OffGrid Cash by OffGrid - 0% cashback, TBD fee, Global
• CoinW Card by CoinW - 0% cashback, Variable fee, Global
• Zypto Card by Zypto - ZYP token rewards cashback, $0/mo, $0.30/tx fee, Global
• Payy Card by Polybase Labs - 0% cashback, $0 fee, Global
• Amp Black Card by Amp Pay - Up to 4% cashback, $0 fee, Global
• Oobit Card by Oobit - Up to 10% cashback, $0 fee, Global (150+ countries)

FAQ

What is the Pionex Card?

The Pionex Card is a crypto debit card offered by Pionex. It is available in Global (NOT US/China) and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the Pionex Card offer?

The Pionex Card offers 1% USDT cashback.

What are the fees for the Pionex Card?

The Pionex Card has an annual fee of $0. Additional fees: Conversion fee: 1% (offset by 1% cashback); FX fee: 1% Visa / 2% Mastercard (since Feb 3, 2026); ATM: 2% (no cashback on ATM).

Where is the Pionex Card available?

The Pionex Card is available in Global (NOT US/China). Its availability status is "Global".

Is the Pionex Card a credit or debit card?

The Pionex Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the Pionex Card support Apple Pay or Google Pay?

Yes, the Pionex Card supports Apple Pay and Google Pay for contactless payments.

Visit Pionex

Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.