XPlace Card Review (2026)

by XPlace ยท Updated 2026-02-25

Key Facts

Cashback
0.5-2% USDC + XP
Annual Fee
$0-$5,000/yr
Region
Global
Type
Credit
Network
Visa
KYC
standard

Overview

The XPlace Card is a crypto credit card offered by XPlace, available in Global. It offers 0.5-2% USDC + XP cashback rewards on purchases. The card features 4 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at $0-$5,000/yr. As a true credit card, you can spend on credit without pre-funding with crypto. It runs on the Visa network.

Cashback Tiers

XPlace Card cashback tiers and requirements
TierRateRequirement
Basic0.5%Free membership
Silver1%$200/yr membership
Gold1.5%$1,000/yr membership
Platinum2%$5,000/yr membership

Pros

Cons

Note: Non-custodial Visa credit card. Borrow against crypto (30-70% credit power). Up to 16% APY on deposits. XP points + USDC cashback. Travel/lounge perks at higher tiers.

FAQ

What is the XPlace Card?

The XPlace Card is a crypto credit card offered by XPlace. It is available in Global and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the XPlace Card offer?

The XPlace Card offers 0.5-2% USDC + XP cashback. There are 4 tiers: Basic (0.5%), Silver (1%), Gold (1.5%), Platinum (2%).

What are the fees for the XPlace Card?

The XPlace Card has an annual fee of $0-$5,000/yr.

Where is the XPlace Card available?

The XPlace Card is available in Global. Its availability status is "Global".

Is the XPlace Card a credit or debit card?

The XPlace Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.

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