XPlace Card Review (2026)

Reviewed by Card Pilled Editorial ยท Last verified 2026-05-09

Key Facts

Cashback
0.5-2% USDC + XP
Annual Fee
$0-$5,000/yr
Region
Global
Type
Credit
Network
Visa
KYC
standard
Mobile Pay
Apple Pay, Google Pay

Overview

XPlace is a non-custodial crypto credit card product built on the Solana blockchain, with the card operating on the Visa network and supported in over 160 countries. The Silver Club tier offers a physical Visa card with USDC and SOL spending and an annual fee.

The XPlace Card is a crypto credit card offered by XPlace, available in Global. It offers 0.5-2% USDC + XP cashback across 4 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at $0-$5,000/yr.

Best suited for spenders who want a true credit line rather than a pre-funded crypto debit card. It runs on the Visa network and requires standard identity verification.

Fees & Costs

Conversion Fee
1%
FX Fee
1%

Cashback Tiers

XPlace Card cashback tiers and requirements
TierRateRequirement
Basic0.5%Free membership
Silver1%$200/yr membership
Gold1.5%$1,000/yr membership
Platinum2%$5,000/yr membership

Pros

Cons

Note: Non-custodial Visa credit card on Solana. Borrow against crypto (30-70% credit power). Up to 16% APY on deposits (variable, not guaranteed). XP points + USDC cashback (XP rewards: 1% Basic, 3% Silver, 6% Gold, 10% Platinum). 160+ countries, $750K/mo spending limit. Travel/lounge perks at higher tiers. Q4 2026 token generation event planned.

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FAQ

What is the XPlace Card?

The XPlace Card is a crypto credit card offered by XPlace. It is available in Global and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the XPlace Card offer?

The XPlace Card offers 0.5-2% USDC + XP cashback. There are 4 tiers: Basic (0.5%), Silver (1%), Gold (1.5%), Platinum (2%).

What are the fees for the XPlace Card?

The XPlace Card has an annual fee of $0-$5,000/yr. Additional fees: Conversion fee: 1%; FX fee: 1%.

Where is the XPlace Card available?

The XPlace Card is available in Global. Its availability status is "Global".

Is the XPlace Card a credit or debit card?

The XPlace Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.

Does the XPlace Card support Apple Pay or Google Pay?

Yes, the XPlace Card supports Apple Pay and Google Pay for contactless payments.

Visit XPlace

Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.