Coinbase Debit Card Review (2026)

Reviewed by Card Pilled Editorial ยท Last verified 2026-05-09

Key Facts

Cashback
Up to 4%
Annual Fee
$0
Region
US (excl. HI)
Type
Debit
Network
Visa
KYC
full
Mobile Pay
Apple Pay, Google Pay

Overview

Coinbase is a US-based cryptocurrency exchange founded in 2012 by Brian Armstrong, with Fred Ehrsam joining as co-founder shortly after. It became the first major crypto company to go public via direct listing on Nasdaq (ticker: COIN) on April 14, 2021. It is one of the largest and most regulated crypto on-ramps in the United States, serving more than 100 million customers globally.

The Coinbase Debit Card is a crypto debit card offered by Coinbase, available in US (excl. HI). It offers Up to 4% cashback across 2 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card.

Aimed at US-based cardholders. It runs on the Visa network and requires full identity verification.

Fees & Costs

Conversion Fee
~2.49%

Cashback Tiers

Coinbase Debit Card cashback tiers and requirements
TierRateRequirement
Major Crypto1%BTC, ETH, DOGE, lower rates
Select Altcoins4%Varies monthly (e.g. GRT, AMP)

Pros

Cons

Note: Separate from Coinbase One credit card. Rotating monthly crypto rewards, choose which crypto to earn each month. Up to 4% on select altcoins, ~1% on BTC/ETH. Zero spending/annual fees. Crypto auto-sold to fiat at purchase. NOT available in Hawaii.

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FAQ

What is the Coinbase Debit Card?

The Coinbase Debit Card is a crypto debit card offered by Coinbase. It is available in US (excl. HI) and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the Coinbase Debit Card offer?

The Coinbase Debit Card offers Up to 4% cashback. There are 2 tiers: Major Crypto (1%), Select Altcoins (4%).

What are the fees for the Coinbase Debit Card?

The Coinbase Debit Card has an annual fee of $0. Additional fees: Conversion fee: ~2.49%.

Where is the Coinbase Debit Card available?

The Coinbase Debit Card is available in US (excl. HI). Its availability status is "US".

Is the Coinbase Debit Card a credit or debit card?

The Coinbase Debit Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the Coinbase Debit Card support Apple Pay or Google Pay?

Yes, the Coinbase Debit Card supports Apple Pay and Google Pay for contactless payments.

Visit Coinbase

Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.