by Fold · Updated 2026-03-16
The Fold Card is a crypto debit card offered by Fold, available in US Only. It offers 0.5-1.5% BTC cashback rewards on purchases. The card features 3 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at $0-$100/yr. Rewards are paid in Bitcoin, making it popular with BTC-focused holders. It runs on the Visa network.
| Tier | Rate | Requirement |
|---|---|---|
| Basic | 0% | Free, spin wheel rewards only |
| Fold+ Base | 0.5% | $100/yr, all purchases |
| Fold+ Boosted | 1.5% | $100/yr, rotating categories |
Note: Fold+ subscriptions ELIMINATED Q1 2026 (pro-rated refunds). Unified app launched Feb 4, 2026 — all users get consistent free experience. Spin wheel rewards. Bill pay earns BTC. Up to 15% at select merchants. Fold is publicly traded (ticker: FLD). BitGo custody with $250M insurance.
The Fold Card is a crypto debit card offered by Fold. It is available in US Only and allows users to spend cryptocurrency at merchants worldwide.
The Fold Card offers 0.5-1.5% BTC cashback. There are 3 tiers: Basic (0%), Fold+ Base (0.5%), Fold+ Boosted (1.5%).
The Fold Card has an annual fee of $0-$100/yr. Additional fees: Conversion fee: 0% (USD-funded); FX fee: 3%; ATM: $2.50/withdrawal.
The Fold Card is available in US Only. Its availability status is "US".
The Fold Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Fold Card supports Apple Pay and Google Pay for contactless payments.