Phantom Cash Card Review (2026)

by Phantom · Updated 2026-03-16

Key Facts

Cashback

0% (rewards coming later)

Annual Fee

$0

Region

US (excl NY/AK)

Type

Debit

Network

Visa

KYC

full

Mobile Pay

Apple Pay, Google Pay

Overview

The Phantom Cash Card is a crypto debit card offered by Phantom, available in US (excl NY/AK). It offers 0% (rewards coming later) cashback rewards on purchases. There is no annual fee to hold this card. As a non-custodial option, you maintain control of your private keys while spending. It runs on the Visa network and requires full identity verification.

Fees & Costs

Conversion Fee

0%

Pros

• No annual fee
• Self-custody - you control your private keys
• Zero conversion fees
• Supports Apple Pay and Google Pay

Cons

• No cashback rewards on purchases
• Only available in the United States
• Conversion or top-up fees may apply

Note: Launched Dec 2025 as 'Phantom Cash'. Prepaid Visa debit via Lead Bank/Bridge Ventures. Virtual card at launch (physical coming). Apple/Google Pay. On-chain stablecoin-to-fiat conversion. NOT available in NY or AK. Passive rewards on unspent balance coming later 2026.

FAQ

What is the Phantom Cash Card?

The Phantom Cash Card is a crypto debit card offered by Phantom. It is available in US (excl NY/AK) and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the Phantom Cash Card offer?

The Phantom Cash Card offers 0% (rewards coming later) cashback.

What are the fees for the Phantom Cash Card?

The Phantom Cash Card has an annual fee of $0. Additional fees: Conversion fee: 0%.

Where is the Phantom Cash Card available?

The Phantom Cash Card is available in US (excl NY/AK). Its availability status is "US".

Is the Phantom Cash Card a credit or debit card?

The Phantom Cash Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Is the Phantom Cash Card a non-custodial card?

Yes, the Phantom Cash Card is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.

Does the Phantom Cash Card support Apple Pay or Google Pay?

Yes, the Phantom Cash Card supports Apple Pay and Google Pay for contactless payments.

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