Robinhood Platinum Card Review (2026)

Reviewed by Card Pilled Editorial · Last verified 2026-05-09

Key Facts

Cashback
1-10%
Annual Fee
$695/yr
Region
US Only
Type
Credit
Network
Visa
KYC
full
Mobile Pay
Apple Pay, Google Pay

Overview

Robinhood Markets is a US fintech and brokerage founded in 2013 by Vladimir Tenev and Baiju Bhatt, headquartered in Menlo Park, California. The company popularized commission-free retail trading of equities, options, and cryptocurrency, and went public on the Nasdaq under the ticker HOOD in July 2021. It operates a regulated broker-dealer alongside a crypto unit and has expanded into banking and credit card products.

The Robinhood Platinum Card is a crypto credit card offered by Robinhood, available in US Only. It offers 1-10% cashback across 4 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at $695/yr.

Best suited for spenders who want a true credit line rather than a pre-funded crypto debit card. Its cashback rate sits in the top tier among crypto cards we track. It runs on the Visa network and requires full identity verification.

Fees & Costs

FX Fee
0%

Cashback Tiers

Robinhood Platinum Card cashback tiers and requirements
TierRateRequirement
All Other1%All other purchases
Dining5%Capped at $50K/yr spend
Flights5%Booked via Robinhood Travel
Hotels/Rental Cars10%Booked via Robinhood Travel

Pros

Cons

Note: ⚠️ CRYPTO CASHBACK ONLY, Traditional premium credit card launched March 4-5, 2026 at Robinhood 'Take Flight' event. Does NOT use crypto for payments. Cash back redeemable for crypto at $0.01/point. $250 annual DoorDash credit, $250 autonomous-rides credit, unlimited Priority Pass, Amazon One Medical, Oura Ring subscription, real platinum-plated card. Invite-only at launch. Gold membership free. Up to 5x higher credit limits vs Gold. Competes with AmEx Platinum.

Similar Cards

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FAQ

What is the Robinhood Platinum Card?

The Robinhood Platinum Card is a crypto credit card offered by Robinhood. It is available in US Only and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the Robinhood Platinum Card offer?

The Robinhood Platinum Card offers 1-10% cashback. There are 4 tiers: All Other (1%), Dining (5%), Flights (5%), Hotels/Rental Cars (10%).

What are the fees for the Robinhood Platinum Card?

The Robinhood Platinum Card has an annual fee of $695/yr. Additional fees: FX fee: 0%.

Where is the Robinhood Platinum Card available?

The Robinhood Platinum Card is available in US Only. Its availability status is "US".

Is the Robinhood Platinum Card a credit or debit card?

The Robinhood Platinum Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.

Does the Robinhood Platinum Card support Apple Pay or Google Pay?

Yes, the Robinhood Platinum Card supports Apple Pay and Google Pay for contactless payments.

Visit Robinhood

Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.