by Uphold ยท Updated 2026-03-16
The Uphold Card is a crypto debit card offered by Uphold, available in UK + US. It offers 1-4% XRP/GBP cashback rewards on purchases. The card features 3 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at $0-$99.99/yr. It runs on the Visa/Mastercard network.
| Tier | Rate | Requirement |
|---|---|---|
| US Fiat/Stablecoin | 3% | XRP cashback on fiat/stablecoin-funded purchases |
| US Crypto/Metals | 4% | XRP cashback on crypto/metals-funded purchases |
| UK Standard | 1% | Free, 1% GBP cashback on all purchases |
Note: Relaunched Oct 2025 after SEC/Ripple settlement. US (post-Jan 2026): 4% XRP on crypto/metals, 3% XRP on fiat/stablecoins. UK: Visa, 1% GBP cashback (separate programme). US has virtual card only (physical coming). Salary deposit feature gives additional 4% XRP (stacking up to 10%).
The Uphold Card is a crypto debit card offered by Uphold. It is available in UK + US and allows users to spend cryptocurrency at merchants worldwide.
The Uphold Card offers 1-4% XRP/GBP cashback. There are 3 tiers: US Fiat/Stablecoin (3%), US Crypto/Metals (4%), UK Standard (1%).
The Uphold Card has an annual fee of $0-$99.99/yr. Additional fees: Conversion fee: ~1.5%.
The Uphold Card is available in UK + US. Its availability status is "UK/US".
The Uphold Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Uphold Card supports Apple Pay and Google Pay for contactless payments.