by Gnosis · Updated 2026-03-16
The Gnosis Pay is a crypto debit card offered by Gnosis, available in EU/UK/LATAM. It offers 1-4% GNO cashback rewards on purchases. The card features 4 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at €30 one-time. As a non-custodial option, you maintain control of your private keys while spending. It runs on the Visa network.
| Tier | Rate | Requirement |
|---|---|---|
| Base | 1% | No GNO stake |
| Shrimp | 2% | 1 GNO staked |
| Dolphin | 3% | 10 GNO staked |
| Whale | 4% | 100 GNO staked |
Note: GNO-based cashback programme ENDS Mar 31, 2026. Tiers: 1% base, up to 4% with 100 GNO staked. +1% bonus for OG NFT holders (up to 5% total). After Mar 31, transitioning to partner-led incentive programmes (structure TBD). Partner cashback also available (Zeal for Europe, PicnicBR for Brazil). Safe wallet integration. ~1.5% stabilization fee.
The Gnosis Pay is a crypto debit card offered by Gnosis. It is available in EU/UK/LATAM and allows users to spend cryptocurrency at merchants worldwide.
The Gnosis Pay offers 1-4% GNO cashback. There are 4 tiers: Base (1%), Shrimp (2%), Dolphin (3%), Whale (4%).
The Gnosis Pay has an annual fee of €30 one-time. Additional fees: Conversion fee: 0% (EURe direct spend).
The Gnosis Pay is available in EU/UK/LATAM. Its availability status is "EU/UK/LATAM".
The Gnosis Pay is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Gnosis Pay is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.
Yes, the Gnosis Pay supports Apple Pay and Google Pay for contactless payments.