SpectroCoin is a Lithuanian cryptocurrency platform founded in 2013 by Vytautas Karalevičius and co-founders, offering exchange services, hosted wallets, crypto-backed loans, and a prepaid debit card. The company operates through registered entities in Europe, including Spectro Finance OÜ in Estonia, which holds a virtual currency service license. It launched its first crypto debit card in 2015 and has been covered by CoinDesk since its early product expansions into European markets.
The SpectroCoin Card is a crypto debit card offered by SpectroCoin, available in EEA + UK (30+ countries). The annual fee starts at €1/mo (€12/yr). It runs on the Visa network and requires standard identity verification.
Note: Available in 30+ EEA countries + UK. Issued by UAB Pervesk (Lithuania, Bank of Lithuania EMI license). Supports BTC/ETH and 50+ cryptocurrencies for card funding via in-app conversion. Card itself is free; €1.15/mo (≈€12/yr) maintenance fee. 3% FX on non-EUR transactions. Both physical and virtual cards available with free shipping.
Other crypto cards in the same region or category that may suit your spending profile:
The SpectroCoin Card is a crypto debit card offered by SpectroCoin. It is available in EEA + UK (30+ countries) and allows users to spend cryptocurrency at merchants worldwide.
The SpectroCoin Card has an annual fee of €1/mo (€12/yr). Additional fees: Conversion fee: 1% load + €0.25 per online txn; FX fee: 3%; ATM: €1 + 0.50% EU / +1.00% UK / +1.50% RoW; Top-up: 1%.
The SpectroCoin Card is available in EEA + UK (30+ countries). Its availability status is "EEA/UK". It is NOT available in the United States.
The SpectroCoin Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the SpectroCoin Card supports Apple Pay for contactless payments.
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