Tangem is a hardware wallet manufacturer founded in 2017 and headquartered in Zug, Switzerland, known for its credit-card-format NFC smartcard wallets. SBI Crypto Investment, a subsidiary of Japan's SBI Holdings, invested $15 million in the company in 2018.
The Tangem Pay is a crypto debit card offered by Tangem, available in 70+ countries (US/LATAM/APAC/EEA). There is no annual fee to hold this card.
It is a strong fit for privacy-conscious users who want to keep custody of their keys while spending. It runs on the Visa network and requires standard identity verification.
Note: LAUNCHED Nov 2025. EEA expansion live since March 23, 2026 (MiCA-compliant). UK still pending as of May 2026 (regulatory delays beyond original Q1 2026 plan). Virtual Visa card in Tangem Wallet app. USDC/Polygon only. No fees (only Polygon gas + Visa FX). $500/day limit initially, $2,000 after 7 days. KYC via Paera. 6M hardware wallets sold.
Other crypto cards in the same region or category that may suit your spending profile:
The Tangem Pay is a crypto debit card offered by Tangem. It is available in 70+ countries (US/LATAM/APAC/EEA) and allows users to spend cryptocurrency at merchants worldwide.
The Tangem Pay has an annual fee of $0 (wallet $69.90). Additional fees: Conversion fee: 0% (USDC direct); FX fee: Visa FX rate.
The Tangem Pay is available in 70+ countries (US/LATAM/APAC/EEA). Its availability status is "US/LATAM/APAC/EEA".
The Tangem Pay is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Tangem Pay is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.
Yes, the Tangem Pay supports Apple Pay and Google Pay for contactless payments.
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