Tangem Pay Review (2026)

by Tangem ยท Updated 2026-03-16

Key Facts

Cashback
0%
Annual Fee
$0 (wallet $69.90)
Region
42 countries (US/LATAM/APAC)
Type
Debit
Network
Visa
KYC
standard
Mobile Pay
Apple Pay, Google Pay

Overview

The Tangem Pay is a crypto debit card offered by Tangem, available in 42 countries (US/LATAM/APAC). There is no annual fee to hold this card. As a non-custodial option, you maintain control of your private keys while spending. It runs on the Visa network.

Fees & Costs

Conversion Fee
0% (USDC direct)
FX Fee
Visa FX rate

Pros

Cons

Note: LAUNCHED Nov 2025. Virtual Visa card in Tangem Wallet app. USDC/Polygon only. No fees (only Polygon gas + Visa FX). $500/day limit initially, $2,000 after 7 days. KYC via Paera. EU/UK expansion planned under MiCA. 6M hardware wallets sold.

FAQ

What is the Tangem Pay?

The Tangem Pay is a crypto debit card offered by Tangem. It is available in 42 countries (US/LATAM/APAC) and allows users to spend cryptocurrency at merchants worldwide.

What are the fees for the Tangem Pay?

The Tangem Pay has an annual fee of $0 (wallet $69.90). Additional fees: Conversion fee: 0% (USDC direct); FX fee: Visa FX rate.

Where is the Tangem Pay available?

The Tangem Pay is available in 42 countries (US/LATAM/APAC). Its availability status is "US/LATAM/APAC".

Is the Tangem Pay a credit or debit card?

The Tangem Pay is a debit card. You need to load cryptocurrency onto the card before making purchases.

Is the Tangem Pay a non-custodial card?

Yes, the Tangem Pay is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.

Does the Tangem Pay support Apple Pay or Google Pay?

Yes, the Tangem Pay supports Apple Pay and Google Pay for contactless payments.

Visit Tangem