UTORG Card Review (2026)

by Utrg UAB

Reviewed by Card Pilled Editorial · Last verified 2026-05-09

Key Facts

Cashback
0%
Annual Fee
€0
Region
EEA/Ukraine
Type
Debit
Network
Visa
KYC
optional

Overview

Utorg is a fintech and crypto on-ramp operator registered in Lithuania as UAB "Utrg," holding a virtual currency exchange and wallet license and PCI DSS Level 2 certification. The company has publicly stated it has temporarily suspended its crypto-asset services pending MiCA authorisation from the Bank of Lithuania.

The UTORG Card is a crypto debit card offered by Utrg UAB, available in EEA/Ukraine. The annual fee starts at €0.

Best suited for users who prefer minimal identity verification. It runs on the Visa network with optional identity verification.

Fees & Costs

Conversion Fee
~1%

Pros

Cons

Note: Tiered KYC (levels 0-3), lower tiers have reduced limits but less verification. Privacy-focused. EEA + Ukraine coverage. No cashback program. Wirex BaaS partnership announced April 8, 2026 (Estonia-founded, EU-regulated; embedded in Hÿper App, 300K+ users across 190+ countries). Now offering both virtual and physical non-custodial debit cards with Apple/Google Pay, EUR/USD IBAN with SEPA Instant + Faster Payments, real-time crypto-to-fiat conversion at point of sale across 80M+ merchants in 130 countries.

Similar Cards

Other crypto cards in the same region or category that may suit your spending profile:

FAQ

What is the UTORG Card?

The UTORG Card is a crypto debit card offered by Utrg UAB. It is available in EEA/Ukraine and allows users to spend cryptocurrency at merchants worldwide.

What are the fees for the UTORG Card?

The UTORG Card has an annual fee of €0. Additional fees: Conversion fee: ~1%.

Where is the UTORG Card available?

The UTORG Card is available in EEA/Ukraine. Its availability status is "EEA/Ukraine".

Is the UTORG Card a credit or debit card?

The UTORG Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Visit Utrg UAB

Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.