Mercuryo Spend Card Review (2026)

Reviewed by Card Pilled Editorial · Last verified 2026-05-09

Key Facts

Cashback
0%
Annual Fee
$0 (€1/mo inactivity)
Region
EEA
Type
Debit
Network
Mastercard
KYC
full
Mobile Pay
Apple Pay, Google Pay

Overview

Mercuryo is a fintech company founded in 2018 by Petr Kozyakov and Aleksandr Vasilev, headquartered in London and providing fiat-to-crypto on/off-ramp and payments infrastructure used by partners including Binance, MetaMask, Trust Wallet, and Ledger. The company raised a $7.5 million round in 2021 after crossing $50 million in annualised revenue.

The Mercuryo Spend Card is a crypto debit card offered by Mercuryo, available in EEA. There is no annual fee to hold this card.

Note that the card is virtual only. It runs on the Mastercard network and requires full identity verification.

Fees & Costs

Inactivity Fee
€1/mo after 3 months

Pros

Cons

Note: Virtual Mastercard launched April 2025. Integrated into Ledger Live. Supports BTC, ETH (stablecoins planned). EUR 40,000/mo spending limit. €1/mo inactivity fee only after 3 consecutive inactive months. Apple/Google Pay. Cashback programme announced but not yet live.

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FAQ

What is the Mercuryo Spend Card?

The Mercuryo Spend Card is a crypto debit card offered by Mercuryo. It is available in EEA and allows users to spend cryptocurrency at merchants worldwide.

What are the fees for the Mercuryo Spend Card?

The Mercuryo Spend Card has an annual fee of $0 (€1/mo inactivity). Additional fees: Inactivity: €1/mo after 3 months.

Where is the Mercuryo Spend Card available?

The Mercuryo Spend Card is available in EEA. Its availability status is "EEA".

Is the Mercuryo Spend Card a credit or debit card?

The Mercuryo Spend Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the Mercuryo Spend Card support Apple Pay or Google Pay?

Yes, the Mercuryo Spend Card supports Apple Pay and Google Pay for contactless payments.

Visit Mercuryo

Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.