Mercuryo Spend Card Review (2026)

by Mercuryo · Updated 2026-03-16

Key Facts

Cashback

0%

Annual Fee

$0 (€1/mo inactivity)

Region

EEA

Type

Debit

Network

Mastercard

KYC

full

Mobile Pay

Apple Pay, Google Pay

Overview

The Mercuryo Spend Card is a crypto debit card offered by Mercuryo, available in EEA. There is no annual fee to hold this card. It runs on the Mastercard network and requires full identity verification.

Fees & Costs

Inactivity Fee

€1/mo after 3 months

Pros

• No annual fee
• Supports Apple Pay and Google Pay

Cons

• No cashback rewards on purchases
• Limited to European Economic Area and/or UK
• Virtual card only - no physical card available
• Inactivity fee: €1/mo after 3 months

Note: Virtual Mastercard launched April 2025. Integrated into Ledger Live. Supports BTC, ETH (stablecoins planned). EUR 40,000/mo spending limit. €1/mo inactivity fee only after 3 consecutive inactive months. Apple/Google Pay. Cashback programme announced but not yet live.

FAQ

What is the Mercuryo Spend Card?

The Mercuryo Spend Card is a crypto debit card offered by Mercuryo. It is available in EEA and allows users to spend cryptocurrency at merchants worldwide.

What are the fees for the Mercuryo Spend Card?

The Mercuryo Spend Card has an annual fee of $0 (€1/mo inactivity). Additional fees: Inactivity: €1/mo after 3 months.

Where is the Mercuryo Spend Card available?

The Mercuryo Spend Card is available in EEA. Its availability status is "EEA".

Is the Mercuryo Spend Card a credit or debit card?

The Mercuryo Spend Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the Mercuryo Spend Card support Apple Pay or Google Pay?

Yes, the Mercuryo Spend Card supports Apple Pay and Google Pay for contactless payments.

Visit Mercuryo