Bybit is a centralized cryptocurrency exchange founded in March 2018 by Ben Zhou and registered in the British Virgin Islands as Bybit Fintech Limited. Originally based in Singapore, the company moved its operational headquarters to Dubai in 2022 and is known for its perpetual futures and derivatives markets.
The Bybit Card is a crypto debit card offered by Bybit, available in EEA/Switzerland/LATAM. It offers 2-10% cashback across 6 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at €0 (€5 card issuance).
Best suited for reward-focused spenders willing to optimize for cashback. Note that the card is not available in the UK and some regions are excluded from coverage. It runs on the Mastercard network and requires full identity verification.
| Tier | Rate | Requirement |
|---|---|---|
| Base | 2% | Free, $5/mo cashback cap |
| Beta (VIP 1-2) | 2% | $500/mo card spend or VIP 1-2 ($100K assets), $50/mo cashback cap |
| Alpha (VIP 3) | 4% | $3,500/mo card spend or VIP 3, $150/mo cashback cap |
| Apex (VIP 4) | 6% | $9,500/mo card spend or VIP 4, $250/mo cashback cap |
| Omega (VIP 5) | 8% | $12,500/mo card spend or VIP 5 ($2M assets), $400/mo cashback cap |
| Infinite (Supreme VIP) | 10% | $25,000/mo card spend or Supreme VIP ($100M spot or $500M derivatives 30-day volume), $600/mo cashback cap |
Note: UK NO LONGER SUPPORTED (halted 2023, FCA). EEA users migrated to bybit.eu (MiCA license via Austria) on Jan 1, 2026 - reward points do not transfer between bybit.com and bybit.eu accounts. Excluded: UK, France, Croatia, Iceland, Ireland, Liechtenstein, Romania. Two parallel mechanisms: VIP exchange level OR monthly card-spend tier; user starts at the higher of the two. Rewards paid as Card Points (0.002 USDT/point) via daily Auto Cashback. Supreme VIP criteria are now public (no longer strictly invite-only).
Other crypto cards in the same region or category that may suit your spending profile:
The Bybit Card is a crypto debit card offered by Bybit. It is available in EEA/Switzerland/LATAM and allows users to spend cryptocurrency at merchants worldwide.
The Bybit Card offers 2-10% cashback. There are 6 tiers: Base (2%), Beta (VIP 1-2) (2%), Alpha (VIP 3) (4%), Apex (VIP 4) (6%), Omega (VIP 5) (8%), Infinite (Supreme VIP) (10%).
The Bybit Card has an annual fee of €0 (€5 card issuance). Additional fees: Conversion fee: 0.9%; FX fee: 0.5%; ATM: Free up to €100/mo, then 2%.
The Bybit Card is available in EEA/Switzerland/LATAM. Its availability status is "EEA".
The Bybit Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Bybit Card supports Apple Pay and Google Pay and Samsung Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.