WhiteBIT is a centralized cryptocurrency exchange founded in 2018 in Kharkiv, Ukraine by Volodymyr Nosov. The group later relocated its headquarters to Vilnius, Lithuania following the Russian invasion of Ukraine, and operates a broader product family including the WB Network blockchain, the WBT exchange token, and Whitepay merchant services.
The WhiteBIT Nova Card is a crypto debit card offered by WhiteBIT, available in EEA/Ukraine. It offers 1-10% (€25/mo cap) cashback across 2 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at €0.
Best suited for reward-focused spenders willing to optimize for cashback. It runs on the Visa network and requires full identity verification.
| Tier | Rate | Requirement |
|---|---|---|
| Lite Mode | 3% | Free, flat 3% on all purchases, €25/mo cashback cap |
| Category Mode | 10% | Free, pick up to 3 categories (subscriptions 10%, pets 5%, taxi 3%, gaming/entertainment 2%, others 1%), €25/mo cashback cap |
Note: Two earning modes (switchable): Lite Mode = flat 3% on every purchase. Category Mode = pick up to 3 active categories (changeable every 7 days) with rates of 10% Subscriptions, 5% Pets, 3% Taxi, 2% Gaming/Entertainment, 1% Groceries/Food/Medicine/Auto/Electronics/Beauty/Clothing. Both modes share a single €25/month total cashback cap. Cashback paid in BTC or WBT (user choice), withdrawable from 5 USDC. Available across 31 European countries (EEA + Ukraine). Note: prior tier names (Silver/Gold/Platinum tied to WBT holding) are not part of the live product; corrected May 2026.
Other crypto cards in the same region or category that may suit your spending profile:
The WhiteBIT Nova Card is a crypto debit card offered by WhiteBIT. It is available in EEA/Ukraine and allows users to spend cryptocurrency at merchants worldwide.
The WhiteBIT Nova Card offers 1-10% (€25/mo cap) cashback. There are 2 tiers: Lite Mode (3%), Category Mode (10%).
The WhiteBIT Nova Card has an annual fee of €0. Additional fees: Conversion fee: ~1%; FX fee: 0%.
The WhiteBIT Nova Card is available in EEA/Ukraine. Its availability status is "EEA/Ukraine".
The WhiteBIT Nova Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the WhiteBIT Nova Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.