Plutus Card Review (2026)

by Plutus · Updated 2026-03-16

Key Facts

Cashback
3-9% PLU
Annual Fee
€0-€14.99/mo
Region
UK/EEA
Type
Debit
Network
Visa
KYC
standard
Mobile Pay
Google Pay

Overview

The Plutus Card is a crypto debit card offered by Plutus, available in UK/EEA. It offers 3-9% PLU cashback rewards on purchases. The card features 6 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at €0-€14.99/mo. It runs on the Visa network.

Fees & Costs

Conversion Fee
0%
FX Fee
0%
ATM Withdrawal
Free up to limits, then €2 + 2%

Cashback Tiers

Plutus Card cashback tiers and requirements
TierRateRequirement
Starter3%Free, €250/mo cap, 1 perk
Everyday3%€4.99/mo, €2,000/mo cap, 2 perks
Premium3%€14.99/mo, €22,500/mo cap, 3 perks
Hero (staking)4%Paid plan + PLU staked
Veteran (staking)6%Paid plan + more PLU staked
G.O.A.T. (staking)9%Paid plan + max PLU staked

Pros

Cons

Note: Starter plan now FREE with 3% cashback. Plans reduced: Everyday €4.99/mo, Premium €14.99/mo. PLU staking thresholds adjust dynamically. Up to 9 merchant perks/mo.

FAQ

What is the Plutus Card?

The Plutus Card is a crypto debit card offered by Plutus. It is available in UK/EEA and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the Plutus Card offer?

The Plutus Card offers 3-9% PLU cashback. There are 6 tiers: Starter (3%), Everyday (3%), Premium (3%), Hero (staking) (4%), Veteran (staking) (6%), G.O.A.T. (staking) (9%).

What are the fees for the Plutus Card?

The Plutus Card has an annual fee of €0-€14.99/mo. Additional fees: Conversion fee: 0%; FX fee: 0%; ATM: Free up to limits, then €2 + 2%.

Where is the Plutus Card available?

The Plutus Card is available in UK/EEA. Its availability status is "UK/EEA".

Is the Plutus Card a credit or debit card?

The Plutus Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the Plutus Card support Apple Pay or Google Pay?

Yes, the Plutus Card supports Google Pay for contactless payments.

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