1inch Card Review (2026)

Reviewed by Card Pilled Editorial · Last verified 2026-05-09

Key Facts

Cashback
Up to 2%
Annual Fee
$0
Region
UK/EEA (31 countries)
Type
Debit
Network
Mastercard
KYC
standard
Mobile Pay
Apple Pay, Google Pay

Overview

1inch is a decentralized exchange aggregator protocol that routes trades across multiple Ethereum-based liquidity sources to find competitive pricing for users. It was founded in May 2019 by Sergej Kunz and Anton Bukov, originally as a hackathon project at ETHGlobal New York, and the protocol's governance is now coordinated through the 1inch DAO and the 1inch Foundation. The project raised a $175 million Series B led by Amber Group in December 2021, with participation from Jane Street and VanEck.

The 1inch Card is a crypto debit card offered by 1inch (via Baanx), available in UK/EEA (31 countries). It offers Up to 2% cashback across 2 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card.

Note that the card is virtual only. It runs on the Mastercard network and requires standard identity verification.

Fees & Costs

Conversion Fee
1.75%
FX Fee
0%
ATM Withdrawal
2%

Cashback Tiers

1inch Card cashback tiers and requirements
TierRateRequirement
BXX Rewards2%Cashback taken in BXX token
BTC/USDT/1INCH1%Cashback taken in BTC, USDT, or 1INCH

Pros

Cons

Note: Virtual card only (no physical). Powered by Baanx/Crypto Life (acquired by Exodus, May 2026). 0% FX fee, 1.75% crypto conversion fee on every transaction. €5K/mo spend cap, $500/day ATM (2% fee). EUR 4,800/mo cashback cap. Cashback selectable as 2% BXX, 1% BTC, or 1% USDT/1INCH.

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FAQ

What is the 1inch Card?

The 1inch Card is a crypto debit card offered by 1inch (via Baanx). It is available in UK/EEA (31 countries) and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the 1inch Card offer?

The 1inch Card offers Up to 2% cashback. There are 2 tiers: BXX Rewards (2%), BTC/USDT/1INCH (1%).

What are the fees for the 1inch Card?

The 1inch Card has an annual fee of $0. Additional fees: Conversion fee: 1.75%; FX fee: 0%; ATM: 2%.

Where is the 1inch Card available?

The 1inch Card is available in UK/EEA (31 countries). Its availability status is "EEA/UK".

Is the 1inch Card a credit or debit card?

The 1inch Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the 1inch Card support Apple Pay or Google Pay?

Yes, the 1inch Card supports Apple Pay and Google Pay for contactless payments.

Visit 1inch (via Baanx)

Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.