Nexo Card Review (2026)

Reviewed by Card Pilled Editorial · Last verified 2026-05-09

Key Facts

Cashback
0.5-2% NEXO
Annual Fee
$0
Region
EEA/UK/Switzerland
Type
Debit
Network
Mastercard
KYC
full
Mobile Pay
Apple Pay, Google Pay

Overview

Nexo is a crypto financial services platform launched in 2018 by co-founders including Antoni Trenchev, Kosta Kantchev, and Kalin Metodiev, with its Swiss entity Nexo AG registered in Zug, Switzerland. In January 2023, Nexo agreed to pay a combined $45 million to the US SEC and state regulators over its unregistered Earn Interest Product, wound down most of its US offering, and announced a US re-entry through Bakkt in 2025.

The Nexo Card is a crypto debit card offered by Nexo, available in EEA/UK/Switzerland. It offers 0.5-2% NEXO cashback across 4 reward tiers, with higher rates unlocked by staking NEXO. There is no annual fee to hold this card.

Best suited for NEXO holders willing to stake for higher rewards. Note that monthly cashback caps apply. It runs on the Mastercard network and requires full identity verification.

Fees & Costs

Conversion Fee
0%
FX Fee
0%
ATM Withdrawal
Free up to $200-$500/mo by tier

Cashback Tiers

Nexo Card cashback tiers and requirements
TierRateRequirement
Base0.5%<1% portfolio in NEXO
Silver0.7%1%+ portfolio in NEXO
Gold1%5%+ portfolio in NEXO
Platinum2%10%+ portfolio in NEXO

Pros

Cons

Note: Requires $5K minimum portfolio. Monthly caps $50-$200 by tier. Also available in Switzerland and Andorra. Physical card ordering suspended since Jan 2025, virtual card only currently. UK residents: card available but NO cashback (FCA regulation since Oct 2023).

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FAQ

What is the Nexo Card?

The Nexo Card is a crypto debit card offered by Nexo. It is available in EEA/UK/Switzerland and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the Nexo Card offer?

The Nexo Card offers 0.5-2% NEXO cashback. There are 4 tiers: Base (0.5%), Silver (0.7%), Gold (1%), Platinum (2%).

What are the fees for the Nexo Card?

The Nexo Card has an annual fee of $0. Additional fees: Conversion fee: 0%; FX fee: 0%; ATM: Free up to $200-$500/mo by tier.

Where is the Nexo Card available?

The Nexo Card is available in EEA/UK/Switzerland. Its availability status is "EEA/UK/Switzerland".

Is the Nexo Card a credit or debit card?

The Nexo Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the Nexo Card support Apple Pay or Google Pay?

Yes, the Nexo Card supports Apple Pay and Google Pay for contactless payments.

Does the Nexo Card require staking?

Yes, the Nexo Card requires staking the provider's native token to unlock higher cashback tiers. The card has 4 reward tiers: Base (0.5%, requires <1% portfolio in NEXO); Silver (0.7%, requires 1%+ portfolio in NEXO); Gold (1%, requires 5%+ portfolio in NEXO); Platinum (2%, requires 10%+ portfolio in NEXO). Higher staking amounts yield better reward rates, but consider the opportunity cost of locking tokens.

Visit Nexo

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