Tap Global Card Review (2026)

by Tap Global · Updated 2026-02-21

Key Facts

Cashback
0.5-8%
Annual Fee
$0
Region
UK/EU/EEA
Type
Debit
Network
Mastercard
KYC
standard

Overview

The Tap Global Card is a crypto debit card offered by Tap Global, available in UK/EU/EEA. It offers 0.5-8% cashback rewards on purchases. The card features 6 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card. Higher reward tiers require staking the provider's native token. It runs on the Mastercard network.

Fees & Costs

FX Fee
1.5%
ATM Withdrawal
0% up to £500/mo, then 2%

Cashback Tiers

Tap Global Card cashback tiers and requirements
TierRateRequirement
Essential0.5%No XTP lockup
Plus1.5%€300+ XTP locked (12 months)
Prime3%€2,500+ XTP locked (12 months)
Premier4%€5,000+ XTP locked (12 months)
Platinum6%€15,000+ XTP locked (12 months)
Prestige8%€25,000+ XTP locked (12 months)

Pros

Cons

Note: Gibraltar-regulated. 6 cashback tiers based on 12-month XTP token lockup. 1.5% FX fee on non-card currency. ISO 27001 certified.

FAQ

What is the Tap Global Card?

The Tap Global Card is a crypto debit card offered by Tap Global. It is available in UK/EU/EEA and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the Tap Global Card offer?

The Tap Global Card offers 0.5-8% cashback. There are 6 tiers: Essential (0.5%), Plus (1.5%), Prime (3%), Premier (4%), Platinum (6%), Prestige (8%).

What are the fees for the Tap Global Card?

The Tap Global Card has an annual fee of $0. Additional fees: FX fee: 1.5%; ATM: 0% up to £500/mo, then 2%.

Where is the Tap Global Card available?

The Tap Global Card is available in UK/EU/EEA. Its availability status is "UK/EEA".

Is the Tap Global Card a credit or debit card?

The Tap Global Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the Tap Global Card require staking?

Yes, the Tap Global Card requires staking the provider's native token to unlock higher cashback tiers. The card has 6 reward tiers: Essential (0.5%, requires No XTP lockup); Plus (1.5%, requires €300+ XTP locked (12 months)); Prime (3%, requires €2,500+ XTP locked (12 months)); Premier (4%, requires €5,000+ XTP locked (12 months)); Platinum (6%, requires €15,000+ XTP locked (12 months)); Prestige (8%, requires €25,000+ XTP locked (12 months)). Higher staking amounts yield better reward rates, but consider the opportunity cost of locking tokens.

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