SBI Holdings is a Tokyo-headquartered Japanese financial services group founded in 1999 by Yoshitaka Kitao, originally as a SoftBank investment vehicle before becoming independent. The group runs SBI Securities (one of Japan's largest online brokers) and operates SBI VC Trade, its regulated crypto exchange arm, and is also a long-standing strategic shareholder in Ripple Labs. The crypto rewards card was issued in partnership with Visa Worldwide Japan and APLUS, with SBI VC Trade handling the crypto side.
The SBI Visa Crypto Card is a crypto credit card offered by SBI Group × Visa, available in Japan. It offers 0.5-1.3% BTC/ETH/XRP cashback across 2 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at ¥0 first year.
Best suited for spenders who want a true credit line rather than a pre-funded crypto debit card. It runs on the Visa network and requires full identity verification.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0.5% | All purchases; up to 0.8% with revolving payment |
| Gold | 1% | Gold card; up to 1.3% with revolving payment |
Note: Launched May 1, 2026 by SBI Group, APLUS, and Visa. Two tiers: Standard (¥1,650/year, free year one; waived ongoing with ¥100K annual spend) and Gold (¥6,600/year, free year one; ~refunded on ¥2M+ spend). Cardholder selects ONE asset at application (BTC, ETH, or XRP); choice locked for life of card. Aplus points convert to crypto monthly with no exchange fees; SBI VC Trade account required. Gold includes travel insurance, shopping protection, airport lounge (3x/yr). Launch promo (apply May 1-31): Standard up to 2.5% (cap 1,500 pts), Gold up to 10% (cap 5,000 pts) on purchases through Aug 5, 2026.
Other crypto cards in the same region or category that may suit your spending profile:
The SBI Visa Crypto Card is a crypto credit card offered by SBI Group × Visa. It is available in Japan and allows users to spend cryptocurrency at merchants worldwide.
The SBI Visa Crypto Card offers 0.5-1.3% BTC/ETH/XRP cashback. There are 2 tiers: Standard (0.5%), Gold (1%).
The SBI Visa Crypto Card has an annual fee of ¥0 first year. Additional fees: Conversion fee: 0% (points to crypto).
The SBI Visa Crypto Card is available in Japan. Its availability status is "Japan".
The SBI Visa Crypto Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.