Bitsika is a Ghanaian crypto remittance and payments startup launched in 2018 by Atsu Davoh and Samuel Boahen that lets African users send money across borders using stablecoins and local currencies. The company received early backing from Microtraction in 2019 and reported roughly $40 million in transaction volume during 2020.
The Bitsika Card is a crypto debit card offered by Bitsika, available in Africa (10+ countries). There is no annual fee to hold this card.
Best suited for users who prefer minimal identity verification. Note that the card is virtual only. It runs on the Visa network with optional identity verification.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0% | No cashback program |
Note: Africa-focused virtual Visa card; usable anywhere Visa is accepted (200+ countries online). Fund with BTC or USDT. Works with Apple Pay, Google Pay, PayPal. Up to $500K/mo top-up limit. No limit on virtual cards created. $3 card creation fee. Optional KYC for basic features. Card issuance live across 10 African countries. App actively maintained (latest update April 2026); user reports cite per-transaction fees and inconsistent virtual-card reliability. NOTE: 2026 industry coverage flags 'no-KYC' Africa card models as relying on legal grey areas rather than direct regulatory compliance.
Other crypto cards in the same region or category that may suit your spending profile:
The Bitsika Card is a crypto debit card offered by Bitsika. It is available in Africa (10+ countries) and allows users to spend cryptocurrency at merchants worldwide.
The Bitsika Card has an annual fee of $0. Additional fees: ATM: Not supported (virtual only); Top-up: $3 card creation fee.
The Bitsika Card is available in Africa (10+ countries). Its availability status is "Ghana/Nigeria/Cameroon/Togo/Benin/Ivory Coast/Senegal/Burkina Faso/Kenya/Uganda".
The Bitsika Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Bitsika Card supports Apple Pay and Google Pay for contactless payments.
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