Brighty is a Swiss neobank app combining fiat and crypto banking, co-founded in 2020 by ex-Revolut backend lead Nikolay Denisenko and Swiss banking veteran Roger Buerli. The company is headquartered in Zug, Switzerland and raised a $10 million round in December 2024 to expand its crypto-integrated payments product across Europe.
The Brighty Card is a crypto debit card offered by Brighty, available in EU (50+ countries). It offers 0.5-1.75% cashback across 3 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card. It runs on the Visa network and requires standard identity verification.
| Tier | Rate | Requirement |
|---|---|---|
| One | 0.5% | Free plan |
| Plus | 1.25% | Plus subscription |
| Pro | 1.75% | Pro subscription |
Note: EU-regulated. 2% foreign transaction fee on Visa card payments. In-app FX exchange has plan-dependent markups (0.4-0.6%) after monthly free limit. ~1% crypto-to-fiat conversion. ATM withdrawal ~6.2%. Free tier offers 0.5% cashback (capped $20/mo); paid Plus and Pro plans unlock up to 1.75% on chosen categories.
Other crypto cards in the same region or category that may suit your spending profile:
The Brighty Card is a crypto debit card offered by Brighty. It is available in EU (50+ countries) and allows users to spend cryptocurrency at merchants worldwide.
The Brighty Card offers 0.5-1.75% cashback. There are 3 tiers: One (0.5%), Plus (1.25%), Pro (1.75%).
The Brighty Card has an annual fee of $0 (paid plans available). Additional fees: Conversion fee: ~1%; FX fee: 2% foreign txn; ATM: ~6.2%.
The Brighty Card is available in EU (50+ countries). Its availability status is "EU".
The Brighty Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Brighty Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.