OKX Card Review (2026)

Reviewed by Card Pilled Editorial · Last verified 2026-05-12

Key Facts

Cashback
2-5%
Annual Fee
$0
Region
EU + Norway
Type
Debit
Network
Mastercard
KYC
full
Mobile Pay
Apple Pay, Google Pay

Overview

OKX is a global cryptocurrency exchange and Web3 platform whose roots trace to OKCoin, founded in 2013 by Mingxing "Star" Xu in China. The OKEx exchange launched in 2017 and rebranded to OKX in January 2022 to reflect its broader Web3 product suite, including a self-custody wallet and DeFi access. The company operates internationally with regional hubs in Singapore, Dubai, and elsewhere.

The OKX Card is a crypto debit card offered by OKX, available in EU + Norway. It offers 2-5% cashback across 4 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card. It runs on the Mastercard network and requires full identity verification.

Fees & Costs

Conversion Fee
0% (USDG direct)
FX Fee
0%

Cashback Tiers

OKX Card cashback tiers and requirements
TierRateRequirement
Regular2%USDG transactions only, $5/mo cashback cap
VIP 14%OKX exchange VIP 1 ($100K+ assets or $5M+ 30-day spot volume), USDG only, $100/mo cashback cap
VIP 24.5%OKX exchange VIP 2, USDG only, $200/mo cashback cap
VIP 3+5%OKX exchange VIP 3+, USDG only, $800/mo cashback cap

Pros

Cons

Note: 15-20% promo ended Feb 28, 2026. Ongoing rates apply ONLY to USDG-funded transactions (USDC/USDT spending earns 0%). Tier qualification is OKX exchange VIP level (asset balance OR 30-day trading volume, whichever qualifies higher). Cashback caps are in USD per official FAQ ($5/$100/$200/$800 monthly), not EUR. Cashback paid in USDG. Virtual card only. Excludes Iceland and Liechtenstein.

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FAQ

What is the OKX Card?

The OKX Card is a crypto debit card offered by OKX. It is available in EU + Norway and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the OKX Card offer?

The OKX Card offers 2-5% cashback. There are 4 tiers: Regular (2%), VIP 1 (4%), VIP 2 (4.5%), VIP 3+ (5%).

What are the fees for the OKX Card?

The OKX Card has an annual fee of $0. Additional fees: Conversion fee: 0% (USDG direct); FX fee: 0%.

Where is the OKX Card available?

The OKX Card is available in EU + Norway. Its availability status is "EU".

Is the OKX Card a credit or debit card?

The OKX Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the OKX Card support Apple Pay or Google Pay?

Yes, the OKX Card supports Apple Pay and Google Pay for contactless payments.

Visit OKX

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