Bitpanda is an Austrian cryptocurrency and multi-asset broker founded in 2014 by Eric Demuth, Paul Klanschek, and Christian Trummer, headquartered in Vienna. The company holds an investment-firm licence from Austria's Financial Market Authority (FMA) and reached unicorn status in a 2021 funding round that valued it above $4 billion.
The Bitpanda Card is a crypto debit card offered by Bitpanda, available in Eurozone. It offers 1% (in crypto used) cashback rewards on purchases. The annual fee starts at €9.90 one-time. It runs on the Visa network and requires standard identity verification.
Fees & Costs
Conversion Fee
~2.99%
Cashback Tiers
Bitpanda Card cashback tiers and requirements
Tier
Rate
Requirement
Standard
1%
Flat 1% on crypto-funded purchases
Pros
Earns 1% (in crypto used) cashback on purchases
Supports Apple Pay and Google Pay
Cons
Annual fee of €9.90 one-time may reduce net returns
Conversion or top-up fees may apply
Higher than average conversion fee (2.99%)
Note: BEST token merged into Vision (VSN) token July 2025 (1 BEST = 4.91 VSN). Old BEST VIP tiers replaced with flat 1% cashback on crypto-funded purchases. Cashback paid in same crypto used. Vision Loyalty Programme scales with VSN holdings. High conversion ~2.99%.
Similar Cards
Other crypto cards in the same region or category that may suit your spending profile:
Fold Card by Fold - 0.5-1.5% BTC cashback, $0-$100/yr fee, US Only
FAQ
What is the Bitpanda Card?
The Bitpanda Card is a crypto debit card offered by Bitpanda. It is available in Eurozone and allows users to spend cryptocurrency at merchants worldwide.
How much cashback does the Bitpanda Card offer?
The Bitpanda Card offers 1% (in crypto used) cashback.
What are the fees for the Bitpanda Card?
The Bitpanda Card has an annual fee of €9.90 one-time. Additional fees: Conversion fee: ~2.99%.
Where is the Bitpanda Card available?
The Bitpanda Card is available in Eurozone. Its availability status is "Eurozone".
Is the Bitpanda Card a credit or debit card?
The Bitpanda Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Does the Bitpanda Card support Apple Pay or Google Pay?
Yes, the Bitpanda Card supports Apple Pay and Google Pay for contactless payments.