Rizon Card Review (2026)

Reviewed by Card Pilled Editorial · Last verified 2026-05-09

Key Facts

Cashback

0-5% by tier

Annual Fee

$0

Region

147+ countries (US/LATAM focus)

Type

Debit

Network

Visa

KYC

full

Mobile Pay

Apple Pay, Google Pay

Overview

Rizon is a non-custodial stablecoin spending app founded by Ignas Survila and Laurynas Jokubaitis and publicly launched in August 2025. The app issues a Visa card whose regulated card issuance, custody, and payment processing are provided by Nimbus LLC, a subsidiary of Signify Holdings, Inc.

The Rizon Card is a crypto debit card offered by Rizon, available in 147+ countries (US/LATAM focus). It offers 0-5% by tier cashback across 5 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card. It runs on the Visa network and requires full identity verification.

Fees & Costs

Conversion Fee

0% USD spend; 1.5% crypto-to-USD swap

FX Fee

1.5% (1.02% w/ Emerald)

ATM Withdrawal

2% + $3 (USD); $250/withdrawal limit

Top-Up Fee

Free

Cashback Tiers

Rizon Card cashback tiers and requirements

Tier	Rate	Requirement
Basic	0%	Default tier; earn 1 RIZpoint per $10 spent only
Silver	1%	Subscription/activity tier; 1 RIZpoint per $10
Gold	2%	Higher subscription tier; 1 RIZpoint per $8
Emerald	3%	Premium tier; 1 RIZpoint per $5
Diamond	5%	Top tier; 1 RIZpoint per $1

Pros

• High cashback rate of up to 0-5% by tier
• No annual fee
• Supports Apple Pay and Google Pay

Cons

• Limited information available about drawbacks

Note: Tiered cashback (0% Basic to 5% Diamond) plus separate RIZpoints earned per dollar. RIZpoints redeemable for airline tickets, hotel stays, gift cards. Uses Rain infrastructure (Visa Principal Member). Self-custody USDC/USDT across 6 chains (Solana, Polygon, Arbitrum, Avalanche, Optimism, Base). Apple/Google Pay. Virtual + physical. Metal card tier announced but not yet launched.

Similar Cards

Other crypto cards in the same region or category that may suit your spending profile:

• CoinZoom Card by CoinZoom - 0.5-5% ZOOM cashback, $0 fee, 150+ countries (NOT EU residents)
• Tria Card by Tria - 1.5-6% USD cashback, $0 (one-time fee) fee, 150+ countries
• Amp Black Card by Amp Pay - Up to 4% cashback, $0 fee, Global
• Ripio Card by Ripio - 0.5-2% cashback, $0 fee, LATAM + US + Spain (8 countries)
• Coinbase Debit Card by Coinbase - Up to 4% cashback, $0 fee, US (excl. HI)
• BitMart Card by BitMart - Up to 5.5% USDT cashback, $0 fee, 115+ countries
• Tuyo Card by Tuyo - TUYO Points cashback, $0 fee, US + LATAM
• Gate Card by Gate.io - Up to 5% cashback, €0 fee, EEA

FAQ

What is the Rizon Card?

The Rizon Card is a crypto debit card offered by Rizon. It is available in 147+ countries (US/LATAM focus) and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the Rizon Card offer?

The Rizon Card offers 0-5% by tier cashback. There are 5 tiers: Basic (0%), Silver (1%), Gold (2%), Emerald (3%), Diamond (5%).

What are the fees for the Rizon Card?

The Rizon Card has an annual fee of $0. Additional fees: Conversion fee: 0% USD spend; 1.5% crypto-to-USD swap; FX fee: 1.5% (1.02% w/ Emerald); ATM: 2% + $3 (USD); $250/withdrawal limit; Top-up: Free.

Where is the Rizon Card available?

The Rizon Card is available in 147+ countries (US/LATAM focus). Its availability status is "147+ countries".

Is the Rizon Card a credit or debit card?

The Rizon Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the Rizon Card support Apple Pay or Google Pay?

Yes, the Rizon Card supports Apple Pay and Google Pay for contactless payments.

Visit Rizon

Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.