Tuyo Card Review (2026)

Reviewed by Card Pilled Editorial ยท Last verified 2026-05-09

Key Facts

Cashback
TUYO Points
Annual Fee
$0
Region
US + LATAM
Type
Debit
Network
Visa
KYC
full
Mobile Pay
Apple Pay, Google Pay

Overview

Tuyo is a self-custodial crypto fintech that launched in 2024 with a Visa debit card spending USDC on Base, available in roughly 41 countries including the US, Spain, and select EU and Latin American markets. Tuyo Inc. is incorporated in Delaware; fiat services are provided by Bridge Ventures and cards are issued via Signify Holdings (Rain).

The Tuyo Card is a crypto debit card offered by Tuyo, available in US + LATAM. It offers TUYO Points cashback rewards on purchases. There is no annual fee to hold this card.

It is a strong fit for privacy-conscious users who want to keep custody of their keys while spending. It runs on the Visa network and requires full identity verification.

Fees & Costs

Conversion Fee
0%
FX Fee
Up to 1%
ATM Withdrawal
Not supported
Top-Up Fee
0%

Cashback Tiers

Tuyo Card cashback tiers and requirements
TierRateRequirement
Standard0%Earns TUYO points (pre-TGE token program)

Pros

Cons

Note: Self-custodial, USDC-on-Base spending. Available in 41 countries including US (live), Canada, Spain, select EU markets, and LATAM (Mexico, Argentina, Brazil, Chile, Colombia, plus Caribbean/Central America). Virtual only (physical coming). No ATM withdrawals. Apple Pay / Google Pay. Tiered daily spend limits: starts at $10K/day, scales to $50K standard, then $100K-$200K with verified spending history. 0% FX on USD, ~1% on non-USD. TUYO token TGE remains planned for early 2026 (Season 3 'Last Call' began Jan 22, 2026; 20% of supply allocated to community airdrop). Vaults yield ~11% APY on USDC.

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FAQ

What is the Tuyo Card?

The Tuyo Card is a crypto debit card offered by Tuyo. It is available in US + LATAM and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the Tuyo Card offer?

The Tuyo Card offers TUYO Points cashback.

What are the fees for the Tuyo Card?

The Tuyo Card has an annual fee of $0. Additional fees: Conversion fee: 0%; FX fee: Up to 1%; ATM: Not supported; Top-up: 0%.

Where is the Tuyo Card available?

The Tuyo Card is available in US + LATAM. Its availability status is "41 countries (US/LATAM/Spain/select EU)".

Is the Tuyo Card a credit or debit card?

The Tuyo Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Is the Tuyo Card a non-custodial card?

Yes, the Tuyo Card is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.

Does the Tuyo Card support Apple Pay or Google Pay?

Yes, the Tuyo Card supports Apple Pay and Google Pay for contactless payments.

Visit Tuyo

Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.