COCA Card Review (2026)

by COCA · Updated 2026-03-16

Key Facts

Cashback
1-8%
Annual Fee
$0
Region
54 countries
Type
Debit
Network
Mastercard
KYC
full
Mobile Pay
Apple Pay, Google Pay

Overview

The COCA Card is a crypto debit card offered by COCA, available in 54 countries. It offers 1-8% cashback rewards on purchases. The card features 4 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card. It runs on the Mastercard network and requires full identity verification.

Fees & Costs

Conversion Fee
0%
FX Fee
0%

Cashback Tiers

COCA Card cashback tiers and requirements
TierRateRequirement
Starter1%No stake
Standard3%300 COCA staked, $1K/mo cap
Premium5%3,000 COCA staked, $2.5K/mo cap
Elite8%30,000 COCA staked, $10K/mo cap

Pros

Cons

Note: Supports 4 stablecoins (USDT, USDC, EURC, EURS). 6% APY on card balance. 50% cashback on subscriptions (Netflix, Spotify, Amazon Prime, ChatGPT — capped at $70/service/mo). COCA token surpassed $1B FDV Jan 2026. Zero joining/annual/FX fees.

FAQ

What is the COCA Card?

The COCA Card is a crypto debit card offered by COCA. It is available in 54 countries and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the COCA Card offer?

The COCA Card offers 1-8% cashback. There are 4 tiers: Starter (1%), Standard (3%), Premium (5%), Elite (8%).

What are the fees for the COCA Card?

The COCA Card has an annual fee of $0. Additional fees: Conversion fee: 0%; FX fee: 0%.

Where is the COCA Card available?

The COCA Card is available in 54 countries. Its availability status is "Limited". It is NOT available in the United States.

Is the COCA Card a credit or debit card?

The COCA Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the COCA Card support Apple Pay or Google Pay?

Yes, the COCA Card supports Apple Pay and Google Pay for contactless payments.

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