SwissBorg Card Review (2026)

Reviewed by Card Pilled Editorial · Last verified 2026-05-09

Key Facts

Cashback
Up to 90-99% fees in BORG
Annual Fee
$0
Region
30 countries (EEA/Switzerland)
Type
Debit
Network
Mastercard
KYC
full
Mobile Pay
Apple Pay, Google Pay

Overview

SwissBorg is a digital-asset wealth management platform founded in 2016 by Cyrus Fazel and Anthony Lesoismier, headquartered in Lausanne, Switzerland. In March 2026 the company secured MiCA authorisation as a Crypto-Asset Service Provider from France's Autorité des Marchés Financiers, allowing it to passport regulated services across the European Union.

The SwissBorg Card is a crypto debit card offered by SwissBorg, available in 30 countries (EEA/Switzerland). It offers Up to 90-99% fees in BORG cashback across 7 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card.

Best suited for reward-focused spenders willing to optimize for cashback. Its multi-tier reward structure is among the most extensive in our database. It runs on the Mastercard network and requires full identity verification.

Fees & Costs

Conversion Fee
0.99% (offset by BORG cashback)

Cashback Tiers

SwissBorg Card cashback tiers and requirements
TierRateRequirement
Standard0.05%No BORG locked (5% of 0.99% fee)
Bronze0.15%1,000 BORG locked (15% of 0.99% fee)
Silver0.3%3,000 BORG locked (30% of 0.99% fee)
Gold0.5%10,000 BORG locked (50% of 0.99% fee)
Platinum0.64%30,000 BORG locked (65% of 0.99% fee)
Diamond0.79%60,000 BORG locked (80% of 0.99% fee)
Elite0.98%100,000 BORG locked (90-99% of 0.99% fee)

Pros

Cons

Note: LAUNCHED Feb 25, 2026. Virtual Mastercard via Monavate. Real-time crypto-to-fiat via Meta-Exchange (30+ CEXs/DEXs). 0.99% exchange fee on spending, offset by BORG cashback (5-99% of fee returned based on loyalty rank). 800K+ users. Physical card coming later.

Similar Cards

Other crypto cards in the same region or category that may suit your spending profile:

FAQ

What is the SwissBorg Card?

The SwissBorg Card is a crypto debit card offered by SwissBorg. It is available in 30 countries (EEA/Switzerland) and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the SwissBorg Card offer?

The SwissBorg Card offers Up to 90-99% fees in BORG cashback. There are 7 tiers: Standard (0.05%), Bronze (0.15%), Silver (0.3%), Gold (0.5%), Platinum (0.64%), Diamond (0.79%), Elite (0.98%).

What are the fees for the SwissBorg Card?

The SwissBorg Card has an annual fee of $0. Additional fees: Conversion fee: 0.99% (offset by BORG cashback).

Where is the SwissBorg Card available?

The SwissBorg Card is available in 30 countries (EEA/Switzerland). Its availability status is "EEA/Switzerland".

Is the SwissBorg Card a credit or debit card?

The SwissBorg Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the SwissBorg Card support Apple Pay or Google Pay?

Yes, the SwissBorg Card supports Apple Pay and Google Pay for contactless payments.

Visit SwissBorg

Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.